3153 Raphael Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 3153 Raphael Ct, Saint Charles, IL 60175 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,029 sqft · built 2002
Lot Size0.128 acres (5,556 sqft)
Owner2 Company Names on File
Last Sale$406,500 (Nov 2024)
Tax Bill$8,203 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN09-29-353-047

Property Details

APN / Parcel Number

Primary APN09-29-353-047

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,029 sqft Living Area
Basement Area709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,556 sqft (0.128 acres)
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3153 RAPHAEL CT
CitySAINT CHARLES
StateIL
Zip60175-4657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNES OF RENAUX MANOR UNIT 2 LOT 232
Legal SubdivisionRENAUX MANOR
Legal Block3
Legal Lot Number232
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3017
Census Tract852203

Owner

Source: Kane County records · APN 09-29-353-047

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4029 CHEEVER ST, FRANKLIN, TN 37064-1884
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 28, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2024 · Amount on Record
Deed SaleNov 21, 2024 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Document Number202443143
Prior Transfer DateJan 09, 2013
Prior Transfer Doc0000005140
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3153 RAPHAEL CT, ST CHARLES, IL 60175-4657
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048072
DateJun 23, 2021
Instrument2021K048072
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressBARKHAMSTED, CT 06063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateJun 28, 2018
Property Address3153 RAPHAEL CT, ST CHARLES, IL 60175-4657
Document Number0000030746
Map ReferenceDOC2000K005023
Instrument DateJun 06, 2018
Instrument2018K030746
Transaction TypeForeclosure
Record UpdatedAug 05, 2022
Title CompanyFOX TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3153 RAPHAEL CT, SAINT CHARLES, IL 60175-4657

Mortgage

Document Number0000030747
DateJun 28, 2018
Instrument2018K030747
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,203.00 (+25.18%)
2024$114,323 (+24.04%) Land $25,322 Building $89,001$343,106 (+24.09%) Land $75,996 Building $267,110
2022$6,553.00 (+4.55%) Homeowner's exemption$92,167 (+4.91%) Land $20,969 Building $71,198$276,501 (+4.91%) Land $62,907 Building $213,594
2021$6,268.00 Homeowner's exemption$87,854 Land $19,988 Building $67,866$263,562 Land $59,964 Building $203,598

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
OpiquadFixed Wireless (unlicensed)100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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