3150 Raphael Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 3150 Raphael Ct, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,994 sqft · built 2002
Lot Size0.112 acres (4,879 sqft)
Owner2 Individuals on Record
Last Sale$217,000 (Nov 2002)
Tax Bill$7,175 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-29-353-034

Property Details

APN / Parcel Number

Primary APN09-29-353-034

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,994 sqft Living Area
Basement Area847 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,879 sqft (0.112 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3150 RAPHAEL CT
CitySAINT CHARLES
StateIL
Zip60175-4657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNES OF RENAUX MANOR UNIT 2 - LOT 219
Legal SubdivisionRENAUX MANOR
Legal Block3
Legal Lot Number219
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3017
Census Tract852203

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address3150 RAPHAEL CT, SAINT CHARLES, IL 60175-4657
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2002 · Amount on Record
Deed SaleNov 1, 2002 · Amount on Record
Deed Document Number2002141600
Last Transfer DateAug 29, 2016
Transfer Doc0000056981
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3150 RAPHAEL CT, ST CHARLES, IL 60175-4657
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063016
DateDec 30, 2019
Instrument2019K063016
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 10, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,175.00 (+11.9%) Homeowner's exemption Senior Citizen's exemption
2024$109,008 (+27.62%) Land $25,322 Building $83,686$327,155 (+27.67%) Land $75,996 Building $251,158
2022$6,412.00 (+4.24%) Homeowner's exemption$85,416 (+4.91%) Land $20,969 Building $64,447$256,248 (+4.91%) Land $62,907 Building $193,341
2021$6,151.00 Homeowner's exemption$81,419 Land $19,988 Building $61,431$244,257 Land $59,964 Building $184,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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