3152 Harvard Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 3152 Harvard Ave, Cincinnati, OH 45207 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,681 sqft · built 1910
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$56,500 (Dec 2005)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Nov 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-0001-0087-00`

Property Details

APN / Parcel Number

Primary APN	`055-0001-0087-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,681 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	694 sqft
2nd Floor Area	667 sqft
Attic	Attic
Attic Area	320 sqft
Basement Area	667 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	116 ft deep x 33 ft wide
Porch	Open Frame Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3152 HARVARD AVE
City	CINCINNATI
State	OH
Zip	45207-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3152 HARVARD AVE 33.34 X 116 ES HARVARD 75 FT S OF
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	3900

Owner

Source: Hamilton County records · APN 055-0001-0087-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3152 HARVARD AVE, CINCINNATI, OH 45207-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 17, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 23, 2022	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2005 · Amount on Record
Deed Sale	Dec 06, 2005 · Amount on Record
Prior Sale	Oct 20, 2005 · Amount on Record
Deed Document Number	2005205849
Deed Book / Page	10109 / 743
Prior Transfer Date	Oct 14, 2005
Prior Transfer Doc	0000178949
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3152 HARVARD AVE, CINCINNATI, OH 45207-1720
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 HARVARD AVE, CINCINNATI, OH 45207-1720

Mortgage

Document Number	0000106772
Date	Nov 17, 2022
Book Page	14796/1736
Instrument	2022-0106772

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	820 Months
Due	Mar 24, 2091

Interest

Rate Type	Adjustable Rate
Rate	8.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2022
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13.1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3152 HARVARD AVE, CINCINNATI, OH 45207-1720
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 HARVARD AVE, CINCINNATI, OH 45207-1720

Mortgage

Document Number	0000106771
Date	Nov 17, 2022
Book Page	14796/1720
Instrument	2022-0106771

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	820 Months
Due	Mar 24, 2091

Interest

Rate Type	Adjustable Rate
Rate	8.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2022
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13.1%

August 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HAMILTON OH
Recording Date	Aug 23, 2022
Property Address	3152 HARVARD AVE, CINCINNATI, OH 45207-1720
Document Number	0000081631
Book / Page	14736 / 1634
Instrument Date	Aug 23, 2022
Instrument	2022-0081631
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 HARVARD AVE, CINCINNATI, OH 45207-1720

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (+2.87%) Homeowner's exemption	$33,992 (-) Land $5,432 Building $28,560	$97,120 (-) Land $15,520 Building $81,600
2024	$1,431.00 (-5.54%) Homeowner's exemption	$33,992 (-) Land $5,432 Building $28,560
2023	$1,515.00 (+269.51%) Homeowner's exemption	$33,992 (+130.85%) Land $5,432 Building $28,560	$97,120 (+130.85%) Land $15,520 Building $81,600
2022	$410.00 Homeowner's exemption	$14,725 Land $3,948 Building $10,777
2020			$42,070 Land $11,280 Building $30,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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