Hamilton County property record for 3132 Harvard Ave, Cincinnati, OH 45207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,810 sqft · built 1910 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $95,000 (Jul 2022) |
| Tax Bill | $2,113 (2025) |
| Deeds & Mortgages | May 2023 Construction Loan Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-0001-0095-00 |
| Primary APN | 055-0001-0095-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 744 sqft |
| 2nd Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 346 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 90 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 154 sqft |
| Patio Area | 400 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3132 HARVARD AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45207-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMX |
| Legal Description | 3132 HARVARD AVE 34 X 90 ES HARVARD 272.14 FT S |
| Legal Subdivision | FAIRFIELD BEACH |
| Legal Lot Number | 1865 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 3900 |
3132 Harvard Ave is owned by a company that bought it in July 2022.
Source: Hamilton County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 8518, CINCINNATI, OH 45208-0518 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · Construction Mortgage STOCK YARDS BANK & TRUST CO |
| Jul 22, 2022 | Warranty Deed, Transfer RIVERTOWNE TITLE LLC |
| Feb 10, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Feb 10, 2022 · Amount on File |
| Deed Document Number | 202272169 |
| Deed Book / Page | 14714 / 668 |
| Prior Transfer Date | Aug 16, 1990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3132 HARVARD AVE, CINCINNATI, OH 45207-1720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3443 WELLSTON PL, CINCINNATI, OH 45208-2564 |
| Document Number | 0000029335 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 14907/1779 |
| Instrument | 2023-0029335 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Apr 28, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2022 |
| Property Address | 3132 HARVARD AVE, CINCINNATI, OH 45207-1720 |
| Document Number | 0000072169 |
| Book / Page | 14714 / 668 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022-0072169 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | RIVERTOWNE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8518, CINCINNATI, OH 45208-0518 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 10, 2022 |
| Property Address | 3132 HARVARD AVE, CINCINNATI, OH 45207-1720 |
| Document Number | 0000015328 |
| Book / Page | 14602 / 2800 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022-0015328 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 PARK AVE S # 73822, 73822, NEW YORK, NY 10003-1502 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3132 Harvard Ave was $2,113, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,113.00 (+0.14%) | $33,251 (+0.01%) Land $5,009 Building $28,242 | $95,000 Land $14,310 Building $80,690 |
| 2024 | $2,110.00 (-0.19%) | $33,249 (-) Land $5,008 Building $28,241 | |
| 2023 | $2,114.00 (+92.88%) | $33,249 (+108.18%) Land $5,008 Building $28,241 | $95,000 Land $14,310 Building $80,690 |
| 2022 | $1,096.00 Homeowner's exemption | $15,971 Land $3,640 Building $12,331 | |
| 2020 | $45,630 Land $10,400 Building $35,230 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3132 Harvard Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3132 Harvard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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