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3152 Forest Breeze Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3152 Forest Breeze Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,961 sqft · built 1991
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Aug 2021)
Tax Bill$3,720 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN89747

Property Details

APN / Parcel Number

Primary APN89747
Alternative APN
  • 042531251200010980

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,961 sqft Heated Area
Gross Area2,958 sqft
1st Floor Area1,961 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions200 ft deep x 129 ft wide
Garage TypeFinished
Garage Area644 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area353 sqft
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number89747
Street Address3152 FOREST BREEZE WAY
CitySAINT CLOUD
StateFL
Zip34771-7740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionLAKE AJAY VILLAGE PB 2 PG 201-204 LOT 98
Legal Range31E
Legal Township25S
Legal Section04
Legal SubdivisionLAKE AJAY
Legal Tract2512
Legal Block1
Legal Lot Number98
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3152 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Warranty Deed, Transfer · VA Mortgage
MY MORTGAGE INC
Aug 7, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jun 18, 2020Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleJun 18, 2020 · Amount on Record
Deed Document Number2021129022
Deed Book / Page6026 / 896
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 19, 2021
Property Address3152 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740
Document Number0060260896
Book / Page6026 / 896
Map ReferenceMB 2 PG 201-204
Instrument DateJul 30, 2021
Instrument2021129022
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyCLEAR CHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3235 GREEN ACRES RD, 3235, SAINT CLOUD, FL 34772-7514

Transferred To (Grantee/Buyer)

NameVerified Name
Address3152 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740
InvestorPossibly a Property Investor

Mortgage

Document Number6026898
DateAug 19, 2021
Instrument6026/898
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3152 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055691776
DateAug 7, 2019
Book Page5569/1776
Instrument2019101734
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2020
Property Address3152 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740
Document Number0057400392
Book / Page5740 / 392
Map ReferenceMB 2 PG 201-204
Instrument DateJun 17, 2020
Instrument2020078697
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,429.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address595 WILEY CT, 595, MERRITT ISLAND, FL 32952-5853

Transferred To (Grantee/Buyer)

NameVerified Name
Address3152 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7740

Mortgage

Document Number0005740394
DateJun 18, 2020
Instrument5740/394
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,720.00 (+7.51%) Homeowner's exemption$257,985 (+5.99%)$408,500 (+8.99%) Land $90,000 Building $318,500
2023$3,460.00 (+4.28%) Homeowner's exemption$243,413 (+3%)$374,800 (+15.61%) Land $90,000 Building $284,800
2022$3,318.00 Homeowner's exemption$236,324$324,200 Land $80,000 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, CenturyLink, Spectrum, Verizon.

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