3151 Forest Breeze Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3151 Forest Breeze Way, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,198 sqft · built 1984
Lot Size	0.523 acres (22,781 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Mar 2021)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	Mar 2021 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-31-2512-0001-0990`

Property Details

APN / Parcel Number

Primary APN	`04-25-31-2512-0001-0990`
Alternative APNs	`253104251200010990` `89748`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,198 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	2,198 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,781 sqft (0.523 acres)
Lot Dimensions	178 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	576 sqft
Porch	Finished/Open Porch
Porch Area	250 sqft
Deck Area	555 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3151 FOREST BREEZE WAY
City	SAINT CLOUD
State	FL
Zip	34771-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	LAKE AJAY VILLAGE PB 2 PG 201-204 LOT 99
Legal Range	31E
Legal Township	25S
Legal Section	04
Legal Subdivision	LAKE AJAY VLG
Legal Tract	2512
Legal Block	990
Legal Lot Number	99
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1006
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3151 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Warranty Deed, Transfer NONA TITLE INC
Apr 22, 2020	Quit Claim Deed, Transfer CHURCHILL MTG
Feb 23, 2018	Deed of Trust, Mortgage · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Apr 22, 2020 · Amount on Record
Deed Document Number	202144319
Deed Book / Page	5919 / 2565
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	0057112401
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 24, 2021
Property Address	3151 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741
Document Number	0059192565
Book / Page	5919 / 2565
Map Reference	MB 2 PG 201-204
Instrument Date	Mar 24, 2021
Instrument	2021044319
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 FOREST BREEZE WAY, 3151, SAINT CLOUD, FL 34771-7741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 22, 2020
Property Address	3151 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741
Document Number	0057112401
Book / Page	005711 / 002401
Instrument Date	Apr 16, 2020
Instrument	55004
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	CHURCHILL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$904.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3151 FOREST BREEZE WAY ST CLOUD FL 347717741, ST CLOUD, FL 34771-7741

Mortgage

Document Number	57112403
Date	Apr 22, 2020
Book Page	005711/002403
Instrument	55005

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3151 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741
Document Number	0052940674
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	RESOURCE R/E SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3151 FOREST BREEZE WAY ST CLOUD FL 347717741, ST CLOUD, FL 34771-7741

Mortgage

Document Number	0052940674
Date	Mar 1, 2018
Book Page	005294/000674
Instrument	35111

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,739.00 (+2.26%) Homeowner's exemption	$475,900 (+10.52%) Land $90,000 Building $385,900	$475,900 (+10.52%) Land $90,000 Building $385,900
2024	$6,590.00 (+2.11%)
2023	$6,454.00 (+11.74%)	$430,600 (+15.72%) Land $90,000 Building $340,600	$430,600 (+15.72%) Land $90,000 Building $340,600
2022	$5,776.00	$372,100 Land $80,000 Building $292,100	$372,100 Land $80,000 Building $292,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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