3152 Breakwater Dr, Florence, SC 29501 Property Records

Florence County property record for 3152 Breakwater Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,383 sqft · built 2017
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2019)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09711-01-083`

Property Details

APN / Parcel Number

Primary APN	`09711-01-083`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,383 sqft Living Area
1st Floor Area	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Basement
Garage Area	120 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3152 BREAKWATER DR
City	FLORENCE
State	SC
Zip	29501-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERGATE PH II LT 13
Legal Subdivision	SUMMERGATE
Legal Lot Number	13
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2013
Census Tract	101

Owner

3152 Breakwater Dr is owned and occupied by an individual who acquired it in May 2020.

Source: Florence County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3152 BREAKWATER DR, FLORENCE, SC 29501-7134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 2, 2020	Quit Claim Deed, Transfer C & A MTG SVCS/FLORENCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Deed Book / Page	789 / 186
Last Transfer Date	May 27, 2020
Transfer Doc	0000007004
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	Apr 29, 2026
Property Address	3152 BREAKWATER DR, FLORENCE, SC 29501-7134
Document Number	0000005480
Book / Page	1212 / 687
Instrument Date	Apr 21, 2026
Instrument	20265480
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3152 BREAKWATER DR, FLORENCE, SC 29501-7134

Mortgage

Document Number	0000005480,
Date	Apr 29, 2026
Book Page	1212/687
Instrument	20265480

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3152 BREAKWATER DR, FLORENCE, SC 29501-7134
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	DMA11140602
Date	Aug 9, 2024
Book Page	DMA1114/602
Instrument	2024010072

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 100, ANAHEIM, CA 92806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 2, 2020
Property Address	3152 BREAKWATER DR, FLORENCE, SC 29501-7134
Document Number	0000007004
Book / Page	000855 / 001550
Instrument Date	May 27, 2020
Instrument	7004
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3152 BREAKWATER DR FLORENCE SC 295017134, FLORENCE, SC 29501-7134

Mortgage

Document Number	7005
Date	Jun 2, 2020
Book Page	000855/001555
Instrument	7005

Lender

Name	C & A MTG SVCS/FLORENCE INC
Address	FLORENCE, SC 29505

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3152 Breakwater Dr was $1,769.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,769.00	$18,024 Land $1,300 Building $16,724	$450,620 Land $32,500 Building $418,120
2023	$1,548.00 (+2.65%) Homeowner's exemption	$13,367,058 (+99,900.43%) Land $1,300,000 Building $12,067,058	$33,417,646 (+9,900.01%) Land $3,250,000 Building $30,167,646
2022	$1,508.00 Homeowner's exemption	$13,367 Land $1,300 Building $12,067	$334,176 Land $32,500 Building $301,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3152 Breakwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3152 Breakwater Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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