Florence County property record for 3141 Breakwater Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,360 sqft · built 2020 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Feb 2021) |
| Tax Bill | $1,594 (2023) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09711-01-086 |
| Primary APN | 09711-01-086 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,360 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Basement |
| Garage Area | 462 sqft |
| Sewer | Municipal |
|---|
| Street Address | 3141 BREAKWATER DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-7134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERGATE PH II LT 16 |
| Legal Subdivision | SUMMERGATE PHASE II |
| Legal Lot Number | 16 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 101 |
3141 Breakwater Dr is owned and occupied by an individual who bought it in February 2021.
Source: Florence County records, as of June 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3141 BREAKWATER DR, FLORENCE, SC 29501-7134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU |
| Jul 2, 2020 | Grant Deed, Construction Loan · Line of Credit SPC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on File |
| Deed Sale | Feb 9, 2021 · Amount on File |
| Prior Sale | Jul 2, 2020 · Amount on File |
| Deed Book / Page | 903 / 21 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 9, 2021 |
| Property Address | 3141 BREAKWATER DR, FLORENCE, SC 29501-7134 |
| Document Number | 0009030021 |
| Book / Page | 903 / 21 |
| Map Reference | MB 106 PG 196 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3141 BREAKWATER DR, FLORENCE, SC 29501-7134 |
| Document Number | 0000090325 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 903/25 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jul 2, 2020 |
| Property Address | 3141 BREAKWATER DR, FLORENCE, SC 29501-7134 |
| Document Number | 0000008546 |
| Book / Page | 000861 / 000399 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 8546 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4521 FLORENCE SC 295024521, FLORENCE, SC 29502-4521 |
| Document Number | 8547 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 000861/000403 |
| Instrument | 8547 |
| Name | SPC CU |
|---|---|
| Type | Credit Union |
| Address | HARTSVILLE, SC 29550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,644 Land $1,300 Building $13,344 | $366,119 Land $32,500 Building $333,619 | |
| 2023 | $1,594.00 (+2.31%) Homeowner's exemption | $13,804,538 (+99,896.65%) Land $1,300,000 Building $12,504,538 | $34,511,346 (+9,900.01%) Land $3,250,000 Building $31,261,346 |
| 2022 | $1,558.00 Homeowner's exemption | $13,805 Land $1,300 Building $12,505 | $345,113 Land $32,500 Building $312,613 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3141 Breakwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3141 Breakwater Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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