31515 Calle Joya, Bonsall, CA 92003 Property Records

San Diego County property record for 31515 Calle Joya, Bonsall, CA 92003 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,130 sqft · built 1980
Lot Size3.21 acres (140,263 sqft)
OwnerCompany Name on File
Last Sale$226,000 (Apr 1997)
Tax Bill$6,231 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN127-430-10-00

Property Details

APN / Parcel Number

Primary APN127-430-10-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,130 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area140,263 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address31515 CALLE JOYA
CityBONSALL
StateCA
Zip92003-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 3 TR PM01534
Legal Tract1534
Legal Block2
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2006
Census Tract18803

Owner

Source: San Diego County records · APN 127-430-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address31515 CALLE JOYA, BONSALL, CA 92003-6530
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 25, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 1997 · Amount on Record
Deed SaleApr 18, 1997 · Amount on Record
Prior SaleNov 14, 1996 · Amount on Record
Deed Document Number1997180466
Last Transfer DateJan 06, 2020
Transfer Doc0000094313
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31515 CALLE JOYA, BONSALL, CA 92003-6530
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address31515 CALLE JOYA, BONSALL, CA 92003-6530

Mortgage

Document Number0000537694
DateSep 14, 2020
Instrument2020-0537694
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 25, 2020
Property Address31515 CALLE JOYA, BONSALL, CA 92003-6530
Document Number0000094313
Instrument DateJan 06, 2020
Instrument94313
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address31515 CALLE JOYA BONSALL CA 920036530, BONSALL, CA 92003-6530

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$445,225 (+2%) Land $130,518 Building $314,707
2025$6,231.00 (+4.65%) Homeowner's exemption$436,496 (+4.04%) Land $127,959 Building $308,537
2023$5,954.00 (+2.2%) Homeowner's exemption$419,548 Land $122,991 Building $296,557
2022$5,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 31% of California
Wildfire LikelihoodAbout 1 in 704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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