31223 Calle Joya, Bonsall, CA 92003 Property Records

San Diego County property record for 31223 Calle Joya, Bonsall, CA 92003 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 1980
Square Footage4,274 sqft Living Area
Lot Size4.13 acres
OccupancyOwner Occupied
Last Sale$581,500 (2017)
Tax Bill$12,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN127-440-06-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area4,274 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area179,903 sqft

Location & Zoning

Street Address31223 CALLE JOYA
CityBONSALL
StateCA
Zip92003-6536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 26-10-3W SEQ DOC73-216103 IN SWQ OF
Legal Range03W
Legal Township10
Legal Section26
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionFALLBROOK
Census Blockgroup2
Census Block2006
Census Tract18803

Owner

Source: San Diego County records · APN 127-440-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address31223 CALLE JOYA, BONSALL, CA 92003-6536
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Intrafamily Transfer, Transfer
Dec 17, 2025Intrafamily Transfer, Transfer
Jun 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 20, 2019Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM)
MISSION FCU
Apr 25, 2017Grant Deed, Transfer · Conventional Mortgage
MISSION FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Prior SaleMar 08, 2004 · Amount on Record
Deed Doc Number2017185310
Prior Transfer DateSep 13, 2013
Prior Transfer Doc0000573756
Record RefreshedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 17, 2025
Property Address31223 CALLE JOYA, BONSALL, CA 92003-6536
Document Number0000356072
Instrument DateDec 12, 2025
Instrument2025-0356072
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address31223 CALLE JOYA, BONSALL, CA 92003-6536

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 17, 2025
Property Address31223 CALLE JOYA, BONSALL, CA 92003-6536
Document Number0000356071
Instrument DateDec 12, 2025
Instrument2025-0356071
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address31223 CALLE JOYA, BONSALL, CA 92003-6536

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31223 CALLE JOYA, BONSALL, CA 92003-6536
Transaction TypeMortgage
Record UpdatedJul 07, 2022
Title CompanyCALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address31223 CALLE JOYA, BONSALL, CA 92003-6536

Mortgage

Document Number0000265850
DateJun 28, 2022
Instrument2022-0265850
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateJul 01, 2032
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change7.37%
Index1-Year CMT
Margin2
Max Rate7.37%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31223 CALLE JOYA, BONSALL, CA 92003-6536
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000786684
DateNov 15, 2021
Instrument2021-0786684
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31223 CALLE JOYA, BONSALL, CA 92003-6536
Transaction TypeMortgage
Record UpdatedApr 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address31223 CALLE JOYA, BONSALL, CA 92003-6536

Mortgage

Document Number0000291041
DateApr 15, 2021
Instrument2021-0291041
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 20, 2019
Property Address31223 CALLE JOYA, BONSALL, CA 92003-6536
Document Number0000190946
Instrument DateMay 09, 2019
Instrument2019-0190946
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31223 CALLE JOYA, BONSALL, CA 92003-6536

Mortgage

Document Number0000190947
DateMay 20, 2019
Instrument2019-0190947
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJun 01, 2024
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.25%
Index1-Year LIBOR
Margin2
Max Rate8.25%

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 25, 2017
Property Address31223 CALLE JOYA, BONSALL, CA 92003-6536
Document Number0000185310
Instrument DateMar 03, 2017
Instrument2017-0185310
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address31223 CALLE JOYA, BONSALL, CA 92003-6536

Mortgage

Document Number0000185311
DateApr 25, 2017
Instrument2017-0185311
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,037,211 (+2%) Land $448,655 Building $588,556
2025$12,300.00 (+55.66%) Homeowner's exemption$1,016,874 (+56.76%) Land $439,858 Building $577,016
2023$7,902.00 (+1.97%) Homeowner's exemption$648,670 Land $422,779 Building $225,891
2022$7,749.00

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