3151 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 3151 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,473 sqft · built 2001
Lot Size0.629 acres (27,419 sqft)
OwnerIndividual Name on Record
Last Sale$1,297,500 (Jan 2008)
Tax Bill$16,184 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21E08DB00701

Property Details

APN / Parcel Number

Primary APN21E08DB00701
Alternative APN
  • 05004632

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area3,473 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area27,419 sqft

Location & Zoning

Account Number05004632
Street Address3151 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-3657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionPARTITION PLAT 2001-067 PARCEL 2
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionPARTITION PLAT
Legal Lot Number2
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1006
Census Tract20202

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3151 UPPER DR, LAKE OSWEGO, OR 97035-3657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2008 · Amount on Record
Deed SaleJan 16, 2008 · Amount on Record
Prior SaleJan 16, 2008 · Amount on Record
Deed Document Number0000003387
Last Transfer DateJan 21, 2016
Transfer Doc0000003638
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address3151 UPPER DR, LAKE OSWEGO, OR 97035-3657
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071069
DateAug 31, 2020
Instrument2020-071069
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,184.00 (+5.85%)$842,737 (+6.09%)$1,605,083 (+3.19%) Land $604,503 Building $1,000,580
2023$15,289.00$794,362$1,555,497 Land $580,387 Building $975,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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