3122 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 3122 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,939 sqft · built 2007
Lot Size0.232 acres (10,138 sqft)
OwnerTrust Name on File
Last Sale$1,320,000 (Dec 2019)
Tax Bill$22,247 (2025)
Deeds & MortgagesMay 2020 Transfer
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21E08DB03800

Property Details

APN / Parcel Number

Primary APN21E08DB03800
Alternative APN
  • 00245700

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,939 sqft Living Area
1st Floor Area1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,138 sqft
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00245700
Street Address3122 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-3658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description339 LAKE VIEW VILLAS PT LT 31
Legal Range01E
Legal Township02S
Legal Section08
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionLAKE VIEW VILLAS PT LT
Legal Lot Number31
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1010
Census Tract20202

Owner

3122 Upper Dr is owner-occupied and held in a trust since May 2020.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordTrust Name on File
Mailing Address3122 UPPER DR, LAKE OSWEGO, OR 97035-3658
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 18, 2019Warranty Deed, Transfer
STAR ONE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2019 · Amount on File
Deed SaleDec 18, 2019 · Amount on File
Prior SaleDec 18, 2019 · Amount on File
Deed Document Number0000081118
Last Transfer DateMay 4, 2020
Transfer Doc0000031762
Record UpdatedJun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLACKAMAS OR
Recording DateMay 4, 2020
Property Address3122 UPPER DR, LAKE OSWEGO, OR 97035-3658
Document Number0000031762
Instrument DateApr 30, 2020
Instrument31762
Transaction TypeTransfer
Record UpdatedMay 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3122 UPPER DR LAKE OSWEGO OR 970353658, LAKE OSWEGO, OR 97035-3658

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateDec 18, 2019
Property Address3122 UPPER DR, LAKE OSWEGO, OR 97035-3658
Document Number0000081118
Instrument DateDec 17, 2019
Instrument81118
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyWFG TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4155 MACKIN WOODS LN SAN JOSE CA 951351159, SAN JOSE, CA 95135-1159

Mortgage

Document Number81119
DateDec 18, 2019
Instrument81119
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
AmountAmount on Record
Term360 Months
DueDec 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3122 Upper Dr was $22,247.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,247.00$1,158,482$2,302,461 Land $389,371 Building $1,913,090
2023$21,018.00$1,091,981$2,237,627 Land $373,837 Building $1,863,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3122 Upper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 Upper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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