Charlotte County property record for 3151 Highlands Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,205 sqft · built 1959 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $101,600 (Mar 2018) |
| Tax Bill | $907 (2025) |
| Deeds & Mortgages | Dec 2018 Sale Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 40-23-21-277-007 |
| Primary APN | 40-23-21-277-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,205 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Rolled Roofing |
| Lot Area | 10,000 sqft (0.229 acres) |
| Driveway | Driveway |
| Driveway Area | 372 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004621492 |
|---|---|
| Old Parcel Number | 00847910000007 |
| Street Address | 3151 HIGHLANDS RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 009 0268 0003 HARBOUR HEIGHTS SEC 9 PART 1 BLK 268 LTS 3 & 4 167/685 356/709 571/89 DC1917/1564-LS 2009/55 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 21 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 268 |
| Legal Lot Number | 3 4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 21001 |
3151 Highlands Rd is owned and occupied by two individuals who acquired it in December 2018.
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3151 HIGHLANDS RD, PUNTA GORDA, FL 33983-3451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Prior Sale | Jan 7, 2015 · Amount on File |
| Deed Document Number | 0042960563 |
| Deed Book / Page | 4296 / 0563 |
| Last Transfer Date | Dec 26, 2018 |
| Transfer Doc | 0043911924 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 26, 2018 |
| Property Address | 3151 HIGHLANDS RD, PUNTA GORDA, FL 33983-3451 |
| Document Number | 0043911924 |
| Book / Page | 004391 / 001924 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 2671934 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3151 HIGHLANDS RD PUNTA GORDA FL 339833451, PUNTA GORDA, FL 33983-3451 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 3151 HIGHLANDS RD, PUNTA GORDA, FL 33983-3451 |
| Document Number | 0042960563 |
| Book / Page | 4296 / 0563 |
| Map Reference | MB4 PG38A-38D |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2597919 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $711.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8900 SW 117TH AVE # AVE202, 8900, MIAMI, FL 33186-2175 |
| Name | Verified Name |
|---|---|
| Address | 3151 HIGHLANDS RD, PUNTA GORDA, FL 33983-3451 |
| Document Number | 0002597922 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2597922 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 3151 Highlands Rd was $907 with exemptions applied.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $907.00 Homeowner's exemption Disabled Person's exemption | $105,167 | $119,763 Land $21,000 Building $98,763 |
| 2023 | $1,775.00 (-1.55%) Homeowner's exemption Disabled Person's exemption | $99,226 (+3%) | $121,030 (-22.28%) Land $20,000 Building $101,030 |
| 2022 | $1,803.00 Homeowner's exemption Disabled Person's exemption | $96,336 | $155,735 Land $17,000 Building $138,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3151 Highlands Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3151 Highlands Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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