2620 Highlands Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2620 Highlands Rd, Punta Gorda, FL 33983

Property Summary

Property Type	Commercial
Details	4,000 sqft · built 1990
Lot Size	0.43 acres (18,750 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Sep 2019)
Tax Bill	$5,868 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Sep 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`402322105005`

Property Details

APN / Parcel Number

Primary APN	`402322105005`
Alternative APNs	`00841700001007` `10004621654`

Interior

Stories	1 Story
Building Area	4,000 sqft Gross Area
1st Floor Area	4,000 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	18,750 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00841700001007
Street Address	2620 HIGHLANDS RD
City	PUNTA GORDA
State	FL
Zip	33983-3167
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CG
Legal Description	HRBR HTS SEC 5 BLK 114 LTS 11 12 13 14 15 & 16 0.43A M/L (18750SF) 758/376 758/381 758/382 758/390 758/394 823/1004 826/96 1036/1811 1790/2049 CD1859/352 4478/1669
Legal Range	23E
Legal Township	40S
Legal Section	22
Legal Subdivision	HRBR HTS
Legal Tract	HBH
Legal Block	114
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3010
Census Tract	20101

Owner

2620 Highlands Rd, a commercial property, is owned by a company that bought it in September 2019.

Source: Charlotte County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	149 TYLER AVE, CARTERET, NJ 07008-1725
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Sep 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	May 8, 2000 · Amount on File
Deed Document Number	20192740494
Deed Book / Page	4478 / 1669
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2620 HIGHLANDS RD, PUNTA GORDA, FL 33983-3167
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048580390
Date	Oct 14, 2021
Book Page	4858/390
Instrument	3009703

Lender

Name	FIRST BANK
Type	Bank
Address	TRENTON, NJ 08690

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 3, 2019
Property Address	2620 HIGHLANDS RD, PUNTA GORDA, FL 33983-3167
Document Number	0044781669
Book / Page	004478 / 001669
Instrument Date	Aug 30, 2019
Instrument	2740494
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,575.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	149 TYLER AVE CARTERET NJ 070081725, CARTERET, NJ 07008-1725

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Highlands Rd was $5,868, down 15.9% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,868.00 (-15.94%)	$510,000 Land $54,188 Building $455,812	$510,000 Land $54,188 Building $455,812
2024	$6,981.00 (+5.85%)
2023	$6,595.00 (+18.72%)	$250,017 (-2.54%)	$256,461 (-0.03%) Land $37,500 Building $218,961
2022	$5,555.00	$256,533 Land $24,570 Building $231,963	$256,533 Land $24,570 Building $231,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2620 Highlands Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	12 (1995–2022)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Highlands Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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