3151 Duncan Bay Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 3151 Duncan Bay Dr, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1956
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on File
Tax Bill	$6,706 (2025)
Deeds & Mortgages	Feb 2022 Transfer Jan 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`105-C09-000-002-00`

Property Details

APN / Parcel Number

Primary APN	`105-C09-000-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,260 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	23,087 sqft (0.53 acres)
Garage Area	616 sqft

Location & Zoning

Street Address	3151 DUNCAN BAY DR
City	CHEBOYGAN
State	MI
Zip	49721-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C E LAHAIE SUBDIVISION, LOT 2. (SEC 34,T38N,R1W) 486/460;1000/354;1087/842;1472/931;1475/814;1475/814
Legal Range	01W
Legal Township	002
Legal Section	34
Legal Subdivision	C E LAHAIE SUB
Legal Lot Number	2
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1061
Census Tract	960300

Owner

3151 Duncan Bay Dr is owned by a company that acquired it in February 2022.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 5006, CHEBOYGAN, MI 49721-5006
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022
Deed Sale	Feb 18, 2022
Prior Sale	Aug 12, 2005 · Amount on File
Deed Book / Page	1475 / 814
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	001475/814
Record Updated	Sep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 18, 2022
Property Address	3151 DUNCAN BAY DR, CHEBOYGAN, MI 49721-8928
Document Number	001475/814
Book / Page	1475 / 814
Instrument Date	Feb 8, 2022
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3339 DUNCAN BAY DR, CHEBOYGAN, MI 49721-8928

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 11, 2022
Property Address	3151 DUNCAN BAY DR, CHEBOYGAN, MI 49721-8928
Document Number	001472/931
Book / Page	1472 / 931
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5006, CHEBOYGAN, MI 49721-5006

Tax Assessment & Valuation

The 2025 property tax bill for 3151 Duncan Bay Dr was $6,706.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,300	$382,600
2025	$6,706.00
2023		$159,100	$318,200
2022	$4,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3151 Duncan Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3151 Duncan Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Presque Isle Connect, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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