3319 Duncan Bay Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 3319 Duncan Bay Dr, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,355 sqft · built 2000
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Oct 2018)
Tax Bill$4,551 (2025)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN105-C09-000-011-00

Property Details

APN / Parcel Number

Primary APN105-C09-000-011-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,355 sqft Living Area
1st Floor Area2,355 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Lot Area23,087 sqft (0.53 acres)
Garage Area840 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3319 DUNCAN BAY DR
CityCHEBOYGAN
StateMI
Zip49721-8928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC E LAHAIE SUBDIVISION, LOT 11. (SEC 34, T38N,R1W) 525/403;1371/677
Legal Range01W
Legal Township011
Legal Section34
Legal SubdivisionC E LAHAIE SUB
Legal Lot Number11
JurisdictionCHEBOYGAN MI
Township / Civil DivisionBENTON
Census Block Group1
Census Block1061
Census Tract960300

Owner

3319 Duncan Bay Dr is owned and occupied by an individual who bought it in October 2018.

Source: Cheboygan County records, as of June 16, 2026

Owner of RecordIndividual Name on File
Mailing Address3319 DUNCAN BAY DR, CHEBOYGAN, MI 49721-8928
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2018 · Amount on File
Deed SaleOct 22, 2018 · Amount on File
Deed Book / Page1371 / 677
Record UpdatedSep 20, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateOct 22, 2018
Property Address3319 DUNCAN BAY DR, CHEBOYGAN, MI 49721-8928
Document Number1371/677
Book / Page1371 / 677
Instrument DateSep 11, 2018
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address179 EMERALD SHORES CIR, CHAPIN, SC 29036-9643

Tax Assessment & Valuation

The 2025 property tax bill for 3319 Duncan Bay Dr was $4,551 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionBenton Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,300$574,600
2025$4,551.00
2023$249,500$499,000
2022$4,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3319 Duncan Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3319 Duncan Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Duncan Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number