3151 Delaware Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3151 Delaware Dr, Denver, NC 28037 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,309 sqft · built 2014
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2024)
Tax Bill	$2,979 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4604-89-2953`

Property Details

APN / Parcel Number

Primary APN	`4604-89-2953`
Alternative APNs	`304410` `253045` `91170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Lot Area	15,159 sqft (0.348 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	304410
Street Address	3151 DELAWARE DR
City	DENVER
State	NC
Zip	28037-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#254 COVINGTON@LAKENORMAN
Legal Subdivision	COVINGTON LK NORMAN
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records · APN 4604-89-2953

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3151 DELAWARE DR, DENVER, NC 28037-7709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 06, 2022	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Feb 01, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jan 03, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	2024681444
Deed Book / Page	3330 / 593
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	May 21, 2026
Property Address	3151 DELAWARE DR, DENVER, NC 28037-7709
Document Number	0000709911
Book / Page	3505 / 180
Instrument Date	May 15, 2026
Instrument	2026709911
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3151 DELAWARE DR, DENVER, NC 28037-7709

Mortgage

Document Number	0000709911,
Date	May 21, 2026
Book Page	3505/180
Instrument	2026709911

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3151 DELAWARE DR, DENVER, NC 28037-7709
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003170563
Date	Jun 06, 2022
Book Page	3170/563
Instrument	653234

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3151 DELAWARE DR, DENVER, NC 28037-7709
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3001304
Date	Feb 01, 2021
Book Page	3001/304
Instrument	624391

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3151 DELAWARE DR, DENVER, NC 28037-7709
Document Number	2639638
Instrument Date	Jan 03, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 DELAWARE DR DENVER NC 280377709, DENVER, NC 28037-7709

Mortgage

Document Number	2639638
Date	Jan 09, 2017
Book Page	002639/000638
Instrument	557359

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 08, 2032

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3151 DELAWARE DR, DENVER, NC 28037-7709
Document Number	2639649
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	870 MCREE RD LINCOLNTON NC 280929693, LINCOLNTON, NC 28092-9693

Mortgage

Document Number	2639649
Date	Jan 09, 2017
Book Page	002639/000649
Instrument	557361

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 08, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 (+2.41%)	$469,314 (+1.47%) Land $82,000 Building $387,314	$469,314 (+1.47%) Land $82,000 Building $387,314
2023	$2,909.00	$462,525 Land $82,000 Building $380,525	$462,525 Land $82,000 Building $380,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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