Lincoln County property record for 3168 Delaware Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,018 sqft · built 2015 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Dec 2025) |
| Tax Bill | $2,759 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-89-2612 |
| Primary APN | 4604-89-2612 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Lot Area | 14,985 sqft (0.344 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 314849 |
|---|---|
| Street Address | 3168 DELAWARE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #141 COVINGTON@LAKENORMAN |
| Legal Subdivision | COVINGTON LK NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3168 DELAWARE DR, DENVER, NC 28037-7709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 22, 2025 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Mar 4, 2016 · Amount on Record |
| Deed Document Number | 2025703518 |
| Deed Book / Page | 3465 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3168 DELAWARE DR, DENVER, NC 28037-7709 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0003095890 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 3095/890 |
| Instrument | 640739 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | May 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 22, 2025 |
| Property Address | 3168 DELAWARE DR, DENVER, NC 28037-7709 |
| Document Number | 0003465779 |
| Book / Page | 3465 / 779 |
| Map Reference | MB 16 PG 67 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 703518 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7511 PINE GLADE DR, DENVER, NC 28037-8492 |
| Name | Verified Name |
|---|---|
| Address | 3168 DELAWARE DR, DENVER, NC 28037-7709 |
| Document Number | 0000703519 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 703519 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,759.00 (+2.57%) | $430,275 (+2.06%) Land $82,000 Building $348,275 | $430,275 (+2.06%) Land $82,000 Building $348,275 |
| 2025 | $2,690.00 (+1.05%) | $421,597 (-) Land $82,000 Building $339,597 | $421,597 (-) Land $82,000 Building $339,597 |
| 2023 | $2,662.00 | $421,597 Land $82,000 Building $339,597 | $421,597 Land $82,000 Building $339,597 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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