Osceola County property record for 3151 Cedar Hammock Ct, Saint Cloud, FL 34772 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,085 sqft Heated Area |
| Lot Size | 10,934 sqft (0.251 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2026) |
| Tax Bill | $7,847.00 (2025) |
| Primary APN | 120469 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,085 sqft Heated Area |
| Gross Area | 3,536 sqft Gross Area |
| 1st Floor | 1,322 sqft 1st Floor |
| Upper Floors | 1,763 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,934 sqft (0.251 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 10 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 120469 |
|---|---|
| Street Address | 3151 CEDAR HAMMOCK CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 105 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 1 |
| Legal Lot Number | 105 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 120469
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3151 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 02, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CLIFFCO MORTGAGE BANKERS |
| Apr 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2026 · Amount on Record |
| Deed Sale | Jan 02, 2026 · Amount on Record |
| Prior Sale | Apr 08, 2021 · Amount on Record |
| Deed Doc Number | 2026000136 |
| Deed Book / Page | 6902 / 881 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 02, 2026 |
| Property Address | 3151 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726 |
| Document Number | 0069020881 |
| Book / Page | 6902 / 881 |
| Map Reference | MB 16 PG 34-41 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026000136 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | FLORIDA TITLE AND ABSTRACT II LLC, FL TITLE & ABSTRACT II LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 760 BRIGHTON PLACE BLVD, KISSIMMEE, FL 34744-4917 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3151 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726 |
| Document Number | 0006902883 |
|---|---|
| Date | Jan 02, 2026 |
| Instrument | 6902/883 |
| Name | CLIFFCO MORTGAGE BANKERS |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 08, 2021 |
| Property Address | 3151 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726 |
| Document Number | 0059302021 |
| Book / Page | 5930 / 2021 |
| Map Reference | MB 16 PG 34-41 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021052661 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 RUE JOSSELIN, 26, BLAINVILLE XX |
| Name | Verified Name |
|---|---|
| Address | 3151 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726 |
| Document Number | 0059302023 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 5930/2023 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,847.00 (+7.38%) Homeowner's exemption | $380,554 (+5.99%) | $421,900 (+9.36%) Land $85,000 Building $336,900 |
| 2023 | $7,308.00 (+4.68%) Homeowner's exemption | $359,058 (+3%) | $385,800 (+10.67%) Land $75,000 Building $310,800 |
| 2022 | $6,981.00 Homeowner's exemption | $348,600 Land $70,000 Building $278,600 | $348,600 Land $70,000 Building $278,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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