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3150 Cedar Hammock Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3150 Cedar Hammock Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage3,367 sqft Heated Area
Lot Size10,846 sqft (0.248 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2018)
Tax Bill$9,422.00 (2025)

Property Details

APN / Parcel Number

Primary APN120465
Alternative APN
  • 152630070000011010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,367 sqft Heated Area
Gross Area3,872 sqft Gross Area
1st Floor1,565 sqft 1st Floor
Upper Floors1,802 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,846 sqft (0.248 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage

Exterior Amenities

FenceFence
Patio Area112 sqft Patio
PorchOpen Porch
Porch Area64 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120465
Street Address3150 CEDAR HAMMOCK CT
CitySAINT CLOUD
StateFL
Zip34772-8726
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 101
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number101
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records · APN 120465

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3150 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 07, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Mar 02, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MLB RESID'L LNDG
Jan 22, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2018 · Amount on Record
Deed SaleMar 02, 2018 · Amount on Record
Prior SaleJan 22, 2018
Deed Doc Number2018036053
Deed Book / Page5295 / 1106
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3150 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 CEDER HANMOCK COIUTR, SAINT CLOUD, FL 34772

Mortgage

Document Number0061311496
DateJan 18, 2022
Book Page6131/1496
Instrument2022009368
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3150 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726
Document Number0057642176
Instrument DateJul 07, 2020
Transaction TypeMortgage
Record UpdatedSep 01, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3150 CEDAR HAMMOCK CT ST CLOUD FL 347728726, ST CLOUD, FL 34772-8726

Mortgage

Document Number0057642176
DateJul 30, 2020
Book Page005764/002176
Instrument99461
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueJul 29, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 02, 2018
Property Address3150 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726
Document Number0052951106
Book / Page005295 / 001106
Instrument DateFeb 27, 2018
Instrument36053
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3150 CEDAR HAMMOCK CT ST CLOUD FL 347728726, ST CLOUD, FL 34772-8726

Mortgage

Document Number52951110
DateMar 02, 2018
Book Page005295/001110
Instrument36054
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 22, 2018
Property Address3150 CEDAR HAMMOCK CT, SAINT CLOUD, FL 34772-8726
Document Number0052722350
Book / Page005272 / 002350
Instrument DateJan 19, 2018
Instrument11206
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3150 CEDAR HAMMOCK CT ST CLOUD FL 347728726, ST CLOUD, FL 34772-8726

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,422.00 (+15.47%)$454,600 (+9.52%) Land $85,000 Building $369,600$454,600 (+9.52%) Land $85,000 Building $369,600
2023$8,160.00 (+10.09%)$415,100 (+10.75%) Land $75,000 Building $340,100$415,100 (+10.75%) Land $75,000 Building $340,100
2022$7,412.00$374,800 Land $70,000 Building $304,800$374,800 Land $70,000 Building $304,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,031 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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