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3150 la Panza Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 3150 la Panza Rd, Creston, CA 93432

Property Summary

Property TypeSingle Family Home
Details1 ba · 750 sqft · built 2000
Lot Size10.1 acres (444,311 sqft)
Owner2 Company Names on Record
Last Sale$425,000 (Apr 2022)
Tax Bill$5,757 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-131-017

Property Details

APN / Parcel Number

Primary APN043-131-017

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area750 sqft Living Area
1st Floor Area750 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area444,311 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3150 LA PANZA RD
CityCRESTON
StateCA
Zip93432-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionROMONA AC U3 PTN LT 79
Legal SubdivisionRAMONA ACRES 03
Legal Block2
Legal Lot Number79
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group2
Census Block2211
Census Tract10301

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3150 LA PANZA RD, CRESTON, CA 93432-9761
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE, INC
Nov 29, 2022Intrafamily Transfer, Transfer
Apr 29, 2022Grant Deed, Transfer · Seller Carry-Back
JERRY D RUTLEDGE ETUX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleMar 18, 1998 · Amount on Record
Deed Document Number202219076
Last Transfer DateNov 3, 2022
Transfer Doc0000046344
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 7, 2026
Property Address3150 LA PANZA RD, CRESTON, CA 93432-9761
Document Number0000014401
Instrument DateMay 1, 2026
Instrument202614401
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address3150 LA PANZA RD, CRESTON, CA 93432-9761

Mortgage

Document Number0000014401,
DateMay 7, 2026
Instrument202614401
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 29, 2022
Property Address3150 LA PANZA RD, CRESTON, CA 93432-9761
Document Number0000046344
Map ReferenceMB 3 PG 87
Instrument DateNov 3, 2022
Instrument2022046344
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address6820 SHERRY PL, PASO ROBLES, CA 93446-8311

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 29, 2022
Property Address3150 LA PANZA RD, CRESTON, CA 93432-9761
Document Number0000019076
Map ReferenceMB 3 PG 87
Instrument DateMar 30, 2022
Instrument2022019076
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6820 SHERRY PACE, PASO ROBLES, CA 93446-8311

Mortgage

Document Number0000019077
DateApr 29, 2022
Instrument2022019077
Lender
NameJERRY D RUTLEDGE ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$514,132 (+2%) Land $335,553 Building $178,579
2025$5,757.00 (+4.84%)$504,052 (+16.27%) Land $328,974 Building $175,078
2024$5,491.00 (+11.81%)
2023$4,911.00 (+164.03%)$433,500 Land $316,200 Building $117,300
2022$1,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 69% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Ranch Wifi
Fixed Wireless		100 / 20

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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