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3150 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3150 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,116 sqft · built 1985
Lot Size0.483 acres (21,050 sqft)
Owner2 Individual Names on Record
Last Sale$439,900 (Feb 2022)
Tax Bill$3,338 (2025)
Deeds & MortgagesFeb 2022 Sale
Flood ZoneZone VE (high risk)
APN04-07S-03W-3153-000C-0840

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3153-000C-0840
Alternative APN
  • 03W07S043153000C0840

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,116 sqft Living Area
Gross Area1,204 sqft
1st Floor Area1,116 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,050 sqft (0.483 acres)
Lot Width200 ft Width

Exterior Amenities

PorchFinished Screened Porch
Porch Area534 sqft
Storage Building200 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3150 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 3 BLK C LOTS 84 85 ST JAMES ISLAND PARK OR 229/601 OR 479/223 OR 565/732 827/597 993/416 1033/603 1065/114 1065/115 1327/385
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionST JAMES ISLAND PARK
Legal BlockC
Legal Lot Number84
Legal Unit3
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2076
Census Tract970102

Owner

Source: Franklin County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5732 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-1979
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleJun 13, 2012 · Amount on Record
Deed Document Number20221091
Deed Book / Page1327 / 385
Prior Transfer DateMay 31, 2012
Prior Transfer Doc0019004105
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 23, 2022
Property Address3150 HIGHWAY 98 E, CARRABELLE, FL 32322-8064
Document Number0019001091
Book / Page1327 / 385
Map ReferenceMB 2 PG 6
Instrument DateFeb 22, 2022
Instrument202219001091
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,079.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3150 HIGHWAY 98 E, CARRABELLE, FL 32322-8064

Transferred To (Grantee/Buyer)

NameVerified Name
Address5732 COPPERLEAF COMMONS CT, CHARLOTTE, NC 28277-1979

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,338.00 (+30.7%)$355,192 (+15.95%) Land $225,000 Building $130,192$355,192 (-0.44%) Land $225,000 Building $130,192
2024$2,554.00 (-0.51%) Homeowner's exemption$306,319 (+3%)$356,757 (+19.96%) Land $225,000 Building $131,757
2023$2,567.00 (+65.51%) Homeowner's exemption$297,397 (+57.5%) Land $180,000 Building $117,397$297,397 (+2.31%) Land $180,000 Building $117,397
2022$1,551.00 Homeowner's exemption$188,827$290,686 Land $180,000 Building $110,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Fidium Fiber
DSL		50 / 10
Verizon
Fixed Wireless		25 / 6
AT&T
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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