3150 E Will Sowders Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 3150 E Will Sowders Rd, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 900 sqft · built 1987
Lot Size	10.7 acres (467,399 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2023)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-10200-04`

Property Details

APN / Parcel Number

Primary APN	`004-10200-04`
Alternative APN	`53-11-11-200-011.000-006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	467,399 sqft (10.7 acres)
Terrain	Low
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-10200-04
Street Address	3150 E WILL SOWDERS RD
City	BLOOMINGTON
State	IN
Zip	47401-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	004-10200-04 PT NW 11-7-1W 10.73 A PLAT 104
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3021
Census Tract	1501

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed, Transfer
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage OWEN COUNTY STATE BANK
Mar 29, 2023	Warranty Deed, Transfer · Line of Credit HOOSIER HILLS CU
Oct 5, 2020	Warranty Deed, Transfer
Jul 23, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	202348617
Last Transfer Date	Aug 11, 2026
Transfer Doc	0000056703
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Aug 21, 2026
Property Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069
Document Number	0000056703
Instrument Date	Aug 11, 2026
Instrument	202656703
Transaction Type	Transfer
Record Updated	Oct 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017010172
Date	Jul 24, 2017
Instrument	2017010172

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 20, 2025
Property Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069
Document Number	2025013213
Instrument Date	Nov 18, 2025
Instrument	2025013213
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069

Mortgage

Document Number	2025013214
Date	Nov 20, 2025
Instrument	2025013214

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 18, 2026
Change Frequency	Annually
Index	1-Year CMT

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 29, 2023
Property Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069
Document Number	2023003150
Instrument Date	Mar 28, 2023
Instrument	2023003150
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	DOMINION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	187 E JEFFERSON ST, ORLEANS, IN 47452-1710
Investor	Possibly a Property Investor

Mortgage

Document Number	2023003151
Date	Mar 29, 2023
Instrument	2023003151

Lender

Name	HOOSIER HILLS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2038

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 5, 2020
Property Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069
Document Number	2020016382
Instrument Date	Oct 2, 2020
Instrument	2020016382
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6580 E LAMPKINS RIDGE ROAD, ALLENDALE, MI 49401

July 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE IN
Recording Date	Jul 23, 2020
Property Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069
Document Number	2020011313
Instrument Date	May 27, 2020
Instrument	2020011313
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9069

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00 (+1.86%)	$277,900 (+4.36%) Land $98,700 Building $179,200	$277,900 (+4.36%) Land $98,700 Building $179,200
2024	$3,975.00 (+9.2%)	$266,300 (+3.66%) Land $90,300 Building $176,000	$266,300 (+3.66%) Land $90,300 Building $176,000
2023		$256,900 (+4.56%) Land $88,700 Building $168,200	$256,900 (+4.56%) Land $88,700 Building $168,200
2022	$3,640.00	$245,700 Land $88,700 Building $157,000	$245,700 Land $88,700 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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