3145 E Will Sowders Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 3145 E Will Sowders Rd, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,252 sqft · built 1963
Lot Size1.21 acres (53,013 sqft)
OwnerIndividual Name on Record
Last Sale$137,700 (Dec 2009)
Tax Bill$1,735 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN004-06530-00

Property Details

APN / Parcel Number

Primary APN004-06530-00
Alternative APN
  • 53-11-11-200-003.000-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
1st Floor Area1,252 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1982
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area53,013 sqft (1.21 acres)
TerrainHigh
Garage TypeMixed
Garage Area1,960 sqft
Parking Spaces7 Parking Spaces
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number004-06530-00
Street Address3145 E WILL SOWDERS RD
CityBLOOMINGTON
StateIN
Zip47401-9021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionPT W1/2 NW 11-7-1W 1.217A
JurisdictionMONROE IN
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3021
Census Tract1501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3145 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
INDIANA UNIVERSITY CU
Jul 5, 2018Deed of Trust, Mortgage · Line of Credit
INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2009 · Amount on Record
Deed SaleDec 9, 2009 · Amount on Record
Prior SaleJun 23, 2008 · Amount on Record
Deed Document Number200921039
Prior Transfer DateOct 24, 2009
Prior Transfer Doc2009021039
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3145 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9021
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9021

Mortgage

Document Number2023007197
DateJun 30, 2023
Instrument2023007197
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
AddressBLOOMINGTON, IN 47402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2033

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3145 E WILL SOWDERS RD, BLOOMINGTON, IN 47401-9021
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018008907
DateJul 5, 2018
Instrument2018008907
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
AddressBLOOMINGTON, IN 47401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 4, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionClear Creek Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,735.00 (+1.52%)$249,000 (+12.82%) Land $51,100 Building $197,900$249,000 (+12.82%) Land $51,100 Building $197,900
2024$1,709.00 (+10.47%)
2023$220,700 (+13.06%) Land $41,100 Building $179,600$220,700 (+13.06%) Land $41,100 Building $179,600
2022$1,547.00$195,200 Land $41,100 Building $154,100$195,200 Land $41,100 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MONROE WATER AUTHORITY
private · serves 8,877 people · EPA ID IN5253007
Water SourcePurchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State InspectionFeb 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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