McHenry County property record for 315 Winchester Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,240 sqft · built 1999 |
| Lot Size | 0.4 acres (17,410 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,500 (Jun 2004) |
| Tax Bill | $10,507 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-29-457-001 |
| Primary APN | 19-29-457-001 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,240 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Lot Area | 17,410 sqft (0.4 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 315 WINCHESTER DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2004R0054086 LT 67 ARBOR HILLS UNIT 3 |
| Legal Subdivision | ARBOR HILLS |
| Legal Block | 457 |
| Legal Lot Number | 67 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 871206 |
Source: McHenry County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 WINCHESTER DR, ALGONQUIN, IL 60102-5911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit ALGONQUIN STATE BANK NA |
| Sep 8, 2017 | Deed of Trust, Mortgage · Line of Credit ALGONQUIN STATE BANK NA |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALGONQUIN STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on Record |
| Deed Sale | Jun 15, 2004 · Amount on Record |
| Prior Sale | Sep 1, 1999 · Amount on Record |
| Deed Document Number | 200454086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 12, 2026 |
| Property Address | 315 WINCHESTER DR, ALGONQUIN, IL 60102-5911 |
| Document Number | 0000016492 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202616492 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 315 WINCHESTER DR, ALGONQUIN, IL 60102-5911 |
| Document Number | 0000016492, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202616492 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 4, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 315 WINCHESTER DR, ALGONQUIN, IL 60102-5911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000037854 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022R0037854 |
| Name | ALGONQUIN STATE BANK NA |
|---|---|
| Type | Bank |
| Address | ALGONQUIN, IL 60102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 2, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 315 WINCHESTER DR, ALGONQUIN, IL 60102-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033336 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 2017R0033336 |
| Name | ALGONQUIN STATE BANK NA |
|---|---|
| Type | Bank |
| Address | ALGONQUIN, IL 60102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 30, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 315 WINCHESTER DR, ALGONQUIN, IL 60102-5911 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054792 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020R0054792 |
| Name | ALGONQUIN STATE BANK NA |
|---|---|
| Type | Bank |
| Address | ALGONQUIN, IL 60102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,507.00 | $150,319 (+9.99%) Land $29,423 Building $120,896 | $450,957 (+9.99%) Land $88,269 Building $362,688 |
| 2022 | Homeowner's exemption | $136,667 Land $29,507 Building $107,160 | $410,001 Land $88,521 Building $321,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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