305 Winchester Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 305 Winchester Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,052 sqft · built 1997
Lot Size0.399 acres (17,369 sqft)
Owner2 Individual Names on Record
Last Sale$74,000 (Dec 1996)
Tax Bill$11,542 (2024)
Deeds & MortgagesSep 2020 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN19-29-457-002

Property Details

APN / Parcel Number

Primary APN19-29-457-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,052 sqft Living Area
1st Floor Area1,489 sqft
Basement Area1,454 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area17,369 sqft (0.399 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address305 WINCHESTER DR
CityALGONQUIN
StateIL
Zip60102-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 97R042539 LT 68 ARBOR HILLS UNIT 3
Legal SubdivisionARBOR HILLS
Legal Block457
Legal Lot Number68
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1013
Census Tract871206

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 WINCHESTER DR, ALGONQUIN, IL 60102-5911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 1996 · Amount on Record
Deed SaleDec 2, 1996 · Amount on Record
Last Transfer DateAug 28, 1997
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address305 WINCHESTER DR, ALGONQUIN, IL 60102-5911
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyMORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039101
DateSep 24, 2020
Instrument2020R0039101
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address305 WINCHESTER DR, ALGONQUIN, IL 60102-5911
Document Number0000018053
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyMIS BOX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 WINCHESTER DR ALGONQUIN IL 601025911, ALGONQUIN, IL 60102-5911

Mortgage

Document Number0000018053
DateMay 22, 2020
Instrument18053
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 21, 2025

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$11,542.00$155,549 (+32.07%) Land $29,430 Building $126,119$466,647 (+32.07%) Land $88,290 Building $378,357
2022Homeowner's exemption$117,782 Land $29,485 Building $88,297$353,346 Land $88,455 Building $264,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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