Cherokee County property record for 315 Wilson Ln, Hulbert, OK 74441
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1968 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $295 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25096 |
| Primary APN | 25096 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Patio Area | 20 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 187 sqft |
| Utility Building | 836 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25096 |
|---|---|
| Street Address | 315 WILSON LN |
| City | HULBERT |
| State | OK |
| Zip | 74441-6059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R20E S22 BEG 626.25' S NE/C E/2 SE SE W 104.4' S208.75' E104.4'N208.75' TO BEG |
| Legal Range | 20E |
| Legal Township | 17N |
| Legal Section | 22 |
| Legal Subdivision | 22-17N-20E-26-17N-20E |
| Legal Block | 17N |
| Legal Lot Number | 20E |
| Jurisdiction | CHEROKEE OK |
| Township / Civil Division | HULBERT |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 977701 |
315 Wilson Ln is owned and occupied by two individuals who acquired it in October 2010.
Source: Cherokee County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 WILSON LN, HULBERT, OK 74441-6059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| Jan 28, 2026 | Intrafamily Transfer, Transfer |
| Oct 29, 2010 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2010 |
| Transfer Doc | 000997/976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Recording Date | Jun 12, 2026 |
| Property Address | 315 WILSON LN, HULBERT, OK 74441-6059 |
| Document Number | 0000004208 |
| Book / Page | 1483 / 796 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20264208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8371 N LOST CITY RD, HULBERT, OK 74441-5483 |
| Document Number | 0000004208, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 1483/796 |
| Instrument | 20264208 |
| Name | ARMSTRONG BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Recording Date | Jan 28, 2026 |
| Property Address | 315 WILSON LN, HULBERT, OK 74441-6059 |
| Document Number | 001470/826 |
| Book / Page | 1470 / 826 |
| Instrument Date | Jan 16, 2026 |
| Instrument | I-2026-000683 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 WILSON LN, HULBERT, OK 74441-6059 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Recording Date | Oct 29, 2010 |
| Property Address | 315 WILSON LN, HULBERT, OK 74441-6059 |
| Document Number | 000997/976 |
| Book / Page | 0997 / 976 |
| Instrument Date | Oct 29, 2010 |
| Instrument | 2010-007470 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 315 WILSON LN, HULBERT, OK 74441-6059 |
The 2025 property tax bill for 315 Wilson Ln was $295 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cherokee County |
| Municipality | Hulbert Town |
| Unified School District | Hulbert Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,728 (-8.28%) Land $799 Building $3,929 | $42,981 (-30.84%) Land $7,264 Building $35,717 | |
| 2025 | $295.00 Homeowner's exemption | $5,155 (+3%) Land $471 Building $4,684 | $62,148 (+2.32%) Land $7,264 Building $54,884 |
| 2024 | $295.00 (-1.01%) Homeowner's exemption | $5,005 (+3%) Land $457 Building $4,548 | $60,737 (+15.85%) Land $7,264 Building $53,473 |
| 2023 | $298.00 (+2.76%) Homeowner's exemption | $4,859 (+2.99%) Land $427 Building $4,432 | $52,428 (-3.91%) Land $7,264 Building $45,164 |
| 2022 | $290.00 Homeowner's exemption | $4,718 Land $369 Building $4,349 | $54,560 Land $4,270 Building $50,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Wilson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Wilson Ln is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HULBERT PWA serves 1,007 people · EPA ID OK1021620 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lake Region Technology & Communications Fiber | 2,500 / 2,500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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