315 Sunset, Hudson, IA 50643 Property Records

Black Hawk County property record for 315 Sunset, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1962
Lot Size	0.269 acres (11,696 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2005)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8814-27-456-019`

Property Details

APN / Parcel Number

Primary APN	`8814-27-456-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	425 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,696 sqft (0.269 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	315 SUNSET
City	HUDSON
State	IA
Zip	50643-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE ADDITION LOT 60
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	SUNSET TERRACE ADDITION
Legal Lot Number	60
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	1
Census Block	1071
Census Tract	3002

Owner

315 Sunset is owned and occupied by an individual who bought it in July 2005.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	315 SUNSET, HUDSON, IA 50643-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Jul 27, 2005	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2005 · Amount on File
Deed Sale	Jul 27, 2005 · Amount on File
Prior Sale	Jul 27, 2005 · Amount on File
Deed Document Number	200520062436
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	315 SUNSET, HUDSON, IA 50643-2224
Transaction Type	Mortgage
Record Updated	Apr 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300012692
Date	Mar 20, 2023
Instrument	202300012692

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	REINBECK, IA 50669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 14, 2043

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	315 SUNSET, HUDSON, IA 50643-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022417
Date	Jun 20, 2017
Instrument	2017-00022417

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

July 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 27, 2005
Property Address	315 SUNSET, HUDSON, IA 50643-2224
Document Number	2006002436
Instrument Date	Jul 27, 2005
Instrument	2006002436
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SUNSET, HUDSON, IA 50643-2224

Mortgage

Document Number	2006002437
Date	Jul 27, 2005
Instrument	2006002437

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 27, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 315 Sunset was $2,706 with a homeowner's exemption, up 14.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 (+14.56%) Homeowner's exemption	$172,230 Land $27,030 Building $145,200	$172,230 Land $27,030 Building $145,200
2024	$2,362.00
2023		$151,520 (+13.63%) Land $27,030 Building $124,490	$151,520 Land $27,030 Building $124,490
2022	$2,332.00 Homeowner's exemption	$133,340 Land $27,030 Building $106,310
2021			$133,340 Land $27,030 Building $106,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Sunset in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1990–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Sunset is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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