226 Sunset, Hudson, IA 50643 Property Records

Black Hawk County property record for 226 Sunset, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,112 sqft · built 1961
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Dec 2025)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8814-27-481-006`

Property Details

APN / Parcel Number

Primary APN	`8814-27-481-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	226 SUNSET
City	HUDSON
State	IA
Zip	50643-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE ADDITION LOT 46 WLY 10 FT LOT 115
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	SUNSET TERRACE ADDITION
Legal Lot Number	46,115
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	1
Census Block	1069
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 SUNSET, HUDSON, IA 50643-2223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Nov 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Sep 2, 2011 · Amount on Record
Deed Document Number	202517955
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0000007208
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	226 SUNSET, HUDSON, IA 50643-2223
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SUNSET, HUDSON, IA 50643-2223

Mortgage

Document Number	202100022138
Date	Apr 21, 2021
Instrument	202100022138

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	226 SUNSET, HUDSON, IA 50643-2223
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SUNSET, HUDSON, IA 50643-2223

Mortgage

Document Number	0202517957
Date	Dec 8, 2025
Instrument	2025-17957

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 8, 2025
Property Address	226 SUNSET, HUDSON, IA 50643-2223
Document Number	0202517955
Instrument Date	Nov 21, 2025
Instrument	2025-17955
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SUNSET, HUDSON, IA 50643-2223

Mortgage

Document Number	0202517956
Date	Dec 8, 2025
Instrument	2025-17956

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 3, 2022
Property Address	226 SUNSET, HUDSON, IA 50643-2223
Document Number	202300007208
Instrument Date	Sep 28, 2022
Instrument	202300007208
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SUNSET, HUDSON, IA 50643-2223

Mortgage

Document Number	202300007209
Date	Nov 3, 2022
Instrument	202300007209

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,232.00 (+15.1%) Homeowner's exemption	$203,590 (+14.22%) Land $25,220 Building $178,370	$203,590 (+14.22%) Land $25,220 Building $178,370
2024	$2,808.00 (+4.31%)
2023		$178,250 (+14.33%) Land $25,220 Building $153,030	$178,250 (+14.33%) Land $25,220 Building $153,030
2022	$2,692.00 Homeowner's exemption	$155,910 Land $25,220 Building $130,690
2021			$155,910 Land $25,220 Building $130,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1990–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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