Amherst County property record for 315 Spring Garden Rd, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2022 |
| Lot Size | 6.01 acres (262,144 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,935 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 124 A 170A |
| Primary APN | 124 A 170A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 262,144 sqft (6.01 acres) |
| Porch | Slab |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 315 SPRING GARDEN RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ON RT 697 SPRING GARDEN RD 1 24 A 170A |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10401 |
315 Spring Garden Rd is owned and occupied by an individual.
Source: Amherst County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 SPRING GARDEN RD, MONROE, VA 24574-3331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 315 SPRING GARDEN RD, MONROE, VA 24574-3331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | BLUE RIDGE TITLE AND ESCROW INC, BLUE RDG TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0230001075 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 230001075 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Feb 1, 2054 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 315 Spring Garden Rd was $1,935, up 34.7% from the year before.
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,935.00 (+34.75%) | $235,500 Land $30,500 Building $205,000 | $345,600 Land $36,000 Building $309,600 |
| 2025 | $1,436.00 | ||
| 2024 | $257,600 Land $52,600 Building $205,000 | $257,600 Land $52,600 Building $205,000 | |
| 2023 | $1,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Spring Garden Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Spring Garden Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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