254 Spring Garden Rd, Monroe, VA 24574 Property Records

Amherst County property record for 254 Spring Garden Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,236 sqft · built 2007
Lot Size	94.5 acres (4,118,598 sqft)
Owner	Individual Name on Record
Last Sale	$862,500 (Nov 2016)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	May 2008 Line of Credit Feb 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124 5 2-5 124 7 5,5B 138 A 3B`

Property Details

APN / Parcel Number

Primary APN	`124 5 2-5 124 7 5,5B 138 A 3B`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,236 sqft Living Area
1st Floor Area	1,203 sqft
Basement Area	3,958 sqft
Unfinished Basement	3,958 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,118,598 sqft (94.5 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	3,988 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	470 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	254 SPRING GARDEN RD
City	MONROE
State	VA
Zip	24574-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEAR MONROE LOT 5B & PT OF LOT 5A & LOTS 2-5 124 7 5,5B
Legal Subdivision	SPRING GARDEN SD
Legal Lot Number	5B
Jurisdiction	AMHERST VA
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	10401

Owner

Source: Amherst County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 506, APPOMATTOX, VA 24522-0506
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2008	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Feb 12, 2013	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Nov 10, 2016	Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK OF APPOMATTOX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	20163118
Deed Book / Page	1307 / 223
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	254 SPRING GARDEN RD, MONROE, VA 24574-3226
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001112/541
Date	May 7, 2008
Book Page	1112/541
Instrument	000159390007

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	254 SPRING GARDEN RD, MONROE, VA 24574-3226
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001226/781
Date	Feb 12, 2013
Book Page	1226/781
Instrument	000452800020

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2043

Interest

Rate	3.87%

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Nov 10, 2016
Property Address	254 SPRING GARDEN RD, MONROE, VA 24574-3226
Document Number	001307/223
Book / Page	1307 / 223
Instrument Date	Nov 3, 2016
Instrument	3118
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 MAIN ST, APPOMATTOX, VA 24522-4108

Mortgage

Document Number	0000003119
Date	Nov 10, 2016
Instrument	3119

Lender

Name	FARMERS BANK OF APPOMATTOX

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,012 (-29.81%) Land $79,100 Building $543,912	$1,065,400 (+20.03%) Land $84,600 Building $980,800
2025	$3,800.00 (-29.81%)
2024		$887,600 Land $343,700 Building $543,900	$887,600 Land $343,700 Building $543,900
2023	$5,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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