315 Scott St, Monroe, MI 48161 Property Records

Monroe County property record for 315 Scott St, Monroe, MI 48161

Property Summary

Property Type	Commercial
Lot Size	2.09 acres (91,040 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-39-00562-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00562-000`
Alternative APN	`55 390 056 20`

Exterior

Fire Resistance	Fireproof Steel Frame
Lot Area	91,040 sqft (2.09 acres)
Lot Dimensions	320 ft deep x 260 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	315 SCOTT ST
City	MONROE
State	MI
Zip	48161-2132
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-3
Legal Description	WADSWORTH AND NAVARRE PLAT LOTS 282 TO 286 INCL; S 92.8 FT OF LOT 287 AND STRIP OF LAND BEING 20 FT N & S BY 300 FT E & W ADJ
Legal Subdivision	WADSWORTH & NAVARRE
Legal Lot Number	282-287
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2021
Census Tract	831900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	315 SCOTT ST, MONROE, MI 48161-2132
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHURCH EXTENSION FUND MICHIGAN
Sep 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Apr 24, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Aug 22, 2018	Deed of Trust, Mortgage LUTHERAN CHURCH-MISSOURI SYNOD

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 29, 2026
Property Address	315 SCOTT ST, MONROE, MI 48161-2132
Document Number	0000007610
Instrument Date	Apr 15, 2026
Instrument	20267610
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000007610,
Date	Apr 29, 2026
Instrument	20267610

Lender

Name	CHURCH EXTENSION FUND MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	315 SCOTT ST, MONROE, MI 48161-2132
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SCOTT ST, MONROE, MI 48161-2132

Mortgage

Document Number	0000019287
Date	Sep 17, 2020
Instrument	2020R19287

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	315 SCOTT ST, MONROE, MI 48161-2132
Document Number	0000007367
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TRANSNATION TITLE AGENCY/MI, TRANSNATION TITLE AGCY/MI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 SCOTT ST MONROE MI 481612132, MONROE, MI 48161-2132

Mortgage

Document Number	0000007367
Date	May 3, 2019
Instrument	7367

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	3773 GEDDES RD, ANN ARBOR, MI 48105-3028

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	315 SCOTT ST, MONROE, MI 48161-2132
Document Number	0000018016
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 SCOTT ST MONROE MI 481612132, MONROE, MI 48161-2132

Mortgage

Document Number	0000018016
Date	Sep 28, 2018
Instrument	18016

Lender

Name	LUTHERAN CHURCH-MISSOURI SYNOD
Address	3773 GEDDES RD, ANN ARBOR, MI 48105-3028

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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