225 Scott St, Monroe, MI 48161 Property Records

Monroe County property record for 225 Scott St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,110 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Aug 2020)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-39-00561-001`

Property Details

APN / Parcel Number

Primary APN	`55-39-00561-001`
Alternative APN	`55 390 056 10`

Interior

Full Baths	1 Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,110 sqft Living Area
1st Floor Area	1,852 sqft
Basement Area	1,887 sqft
Unfinished Basement	1,887 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Terrain	Rolling
Garage Area	280 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	225 SCOTT ST
City	MONROE
State	MI
Zip	48161-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WADSWORTH AND NAVARRE PLAT SOUTH 85 FT OF LOTS 280 AND 281
Legal Subdivision	WADSWORTH & NAVARRE
Legal Lot Number	280-281
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2022
Census Tract	831900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 SCOTT ST, MONROE, MI 48161-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Deed Document Number	202015436
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	225 SCOTT ST, MONROE, MI 48161-2130
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SCOTT ST, MONROE, MI 48161-2130

Mortgage

Document Number	0000023583
Date	Dec 21, 2022
Instrument	2022R23583

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2033
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 4, 2020
Property Address	225 SCOTT ST, MONROE, MI 48161-2130
Document Number	2020R15436
Map Reference	LB 2 PG 24
Instrument Date	Jul 30, 2020
Instrument	2020R15436
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 ABBEY RD, 1045, MONROE, MI 48161-9074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29290 FRANKLIN CIR, FLAT ROCK, MI 48134-2124

Mortgage

Document Number	2020R15437
Date	Aug 4, 2020
Instrument	2020R15437

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,500 (+35.74%) Land $123,500	$247,000 (+35.74%) Land $247,000
2025	$4,525.00 (+14.21%) Homeowner's exemption
2023	$3,962.00 Homeowner's exemption	$90,980	$181,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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