315 S Silvershire Cir, Spring, TX 77381 Property Records

Montgomery County property record for 315 S Silvershire Cir, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,920 sqft · built 1998
Lot Size0.276 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$532,000 (Aug 2024)
Tax Bill$19,073 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9722-43-05400

Property Details

APN / Parcel Number

Primary APN9722-43-05400
Alternative APN
  • R228327

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area3,920 sqft Living Area
Gross Area4,700 sqft
1st Floor Area2,591 sqft
2nd Floor Area1,329 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area12,000 sqft (0.276 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address315 S SILVERSHIRE CIR
CitySPRING
StateTX
Zip77381-6452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS972243 - WDLNDS VIL COCHRANS CR 43, BLOCK 2, LOT 28
Legal SubdivisionWDLNDS VIL COCHRANS CR 43
Legal Block2
Legal Lot Number28
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2007
Census Tract690900

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address315 S SILVERSHIRE CIR, SPRING, TX 77381-6452
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Line of Credit
FROST BANK
Oct 20, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FROST BANK
Jul 28, 2021Vendor's Lien, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Prior SaleJul 28, 2021 · Amount on Record
Deed Document Number202483897
Prior Transfer DateJul 23, 2021
Prior Transfer Doc0000104121
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address315 S SILVERSHIRE CIR, SPRING, TX 77381-6452
Transaction TypeMortgage
Record UpdatedApr 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 S SILVERSHIRE CIR, SPRING, TX 77381-6452

Mortgage

Document Number0000025331
DateMar 15, 2024
Instrument2024025331
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address315 S SILVERSHIRE CIR, SPRING, TX 77381-6452
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 S SILVERSHIRE CIR 5, 5, SPRING, TX 77381-6452

Mortgage

Document Number0000127393
DateOct 20, 2022
Instrument2022127393
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJul 28, 2021
Property Address315 S SILVERSHIRE CIR, SPRING, TX 77381-6452
Document Number0000104121
Map ReferenceCAB G SH 113B
Instrument DateJul 23, 2021
Instrument2021104121
Transaction TypeTransfer
Record UpdatedAug 6, 2021
Title CompanyTEXAS AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1293 PANDRAMA RIDGE RD, OCEANSIDE, CA 92056-2122

Mortgage

Document Number0000104122
DateJul 28, 2021
Instrument2021104122
Lender
NameUS BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,351,342 (+1%)$1,433,303 (+16.67%) Land $180,000 Building $1,253,303
2025$19,073.00 (+20.39%) Homeowner's exemption$1,228,493 (+22.15%) Land $180,000 Building $1,048,493$1,228,493 (+22.15%) Land $180,000 Building $1,048,493
2024$15,843.00 (+15.05%) Homeowner's exemption$1,005,689 (+6.68%) Land $180,000 Building $825,689$1,005,689 (+4.14%) Land $180,000 Building $825,689
2023$13,771.00 Homeowner's exemption$942,710 Land $180,000 Building $785,680$965,680 Land $180,000 Building $785,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 163 policies
Nearby Flood Policies163 in force
Nearby Flood Claims12 (2001–2017)
Claims Outside the SFHA11 of 12
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Severe Storms And Flooding, May 2016 · 2 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 67
serves 16,821 people · EPA ID TX1700554
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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