Polk County property record for 315 Ruby Lake Loop, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,321 sqft Living Area |
| Lot Size | 11,713 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $202,500 (2013) |
| Tax Bill | $2,732.00 (2025) |
| Primary APN | 27-29-07-855604-000620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,321 sqft Living Area |
| Gross Area | 2,783 sqft Gross Area |
| 1st Floor | 2,321 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,713 sqft (0.269 acres) |
| Depth X Width | 142 ft x 82 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 315 RUBY LAKE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3268 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE THREE PB 105 PGS 34 & 35 LOT 62 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE THREE |
| Legal Phase | 3 |
| Legal Tract | 855604 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-855604-000620
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 315 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| Oct 01, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Jun 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2013 · Amount on Record |
| Deed Sale | Aug 01, 2013 · Amount on Record |
| Prior Sale | May 16, 2002 · Amount on Record |
| Deed Doc Number | 2013142210 |
| Deed Book / Page | 9023 / 2264 |
| Last Transfer Date | Sep 28, 2020 |
| Transfer Doc | 0113960579 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 01, 2020 |
| Property Address | 315 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268 |
| Document Number | 0113960579 |
| Book / Page | 011396 / 000579 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 205689 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 315 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 315 RUBY LAKE LOOP, WINTER HAVEN, FL 33884-3268 |
| Document Number | 0112731235 |
| Book / Page | 011273 / 001235 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 124079 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 315 RUBY LAKE LOOP WINTER HAVEN FL 338843268, WINTER HAVEN, FL 33884-3268 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,732.00 (+3.33%) Homeowner's exemption | $189,607 (+5.99%) | $327,027 (+1.88%) Land $76,000 Building $251,027 |
| 2024 | $2,644.00 (+2.92%) | ||
| 2023 | $2,569.00 Homeowner's exemption | $178,896 | $320,977 Land $74,000 Building $246,977 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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