Merrimack County and Epsom Town property record for 315 River Rd, Epsom, NH 03234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,796 sqft · built 2001 |
| Lot Size | 2.03 acres (88,470 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,684 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | EPSO M:00R01 L:000009 S:000006 |
| Primary APN | EPSO M:00R01 L:000009 S:000006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 3,099 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 88,470 sqft (2.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 315 RIVER RD |
|---|---|
| City | EPSOM |
| State | NH |
| Zip | 03234-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES/AG |
| Legal Lot Number | 9 |
| Jurisdiction | EPSOM TOWN NH |
| Township / Civil Division | EPSOM |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 34000 |
315 River Rd is owned and occupied by an individual.
Source: Merrimack County and Epsom Town records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 RIVER RD, EPSOM, NH 03234-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2020 | Deed of Trust, Mortgage · Line of Credit DIGITAL EMP FCU |
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EPSOM TOWN NH |
| Property Address | 315 RIVER RD, EPSOM, NH 03234-4223 |
| Document Number | 0036810336 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 315 RIVER RD EPSOM NH 032344223, EPSOM, NH 03234-4223 |
| Document Number | 0036810336 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 003681/000336 |
| Instrument | 11434 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 14, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EPSOM TOWN NH |
| Property Address | 315 RIVER RD, EPSOM, NH 03234-4223 |
| Document Number | 0035500924 |
| Book / Page | 003550 / 000924 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Title Company | UNITED TITLE, UNITED TITLE & ESCROW SVCS |
| Name | Verified Name |
|---|---|
| Address | 315 RIVER RD EPSOM NH 032344223, EPSOM, NH 03234-4223 |
| Document Number | 0035500924 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 003550/000924 |
| Instrument | 4838 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 26, 2027 |
The 2025 property tax bill for 315 River Rd was $8,684, up 16.3% from the year before.
Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Epsom Town |
| Elementary School District | Epsom School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,684.00 (+16.33%) | $495,100 (+76.7%) Land $177,700 Building $317,400 | |
| 2024 | $7,465.00 | $280,200 Land $95,400 Building $184,800 | |
| 2023 | $468,540 | ||
| 2022 | $6,389.00 | $268,000 Land $95,400 Building $172,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 River Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1996–2010) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Mar 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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