New Castle County property record for 298 Ratledge Rd, Townsend, DE 19734 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1986 |
| Square Footage | 2,764 sqft Living Area |
| Lot Size | 481,338 sqft (11 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,683.00 (2025) |
| Primary APN | 14-020.00-078 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 2,764 sqft Living Area |
| 1st Floor | 2,764 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 481,338 sqft (11 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 298 RATLEDGE RD |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-9546 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CARTER SUBD |
| Legal Lot Number | 15 |
| Jurisdiction | NEW CASTLE DE |
| Minor Civil Division | MIDDLETOWN-ODESSA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 16805 |
Source: New Castle County records · APN 14-020.00-078
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 298 RATLEDGE RD, TOWNSEND, DE 19734-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 28, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2015 |
| Deed Sale | Nov 09, 2015 |
| Deed Doc Number | 201558030 |
| Prior Transfer Date | Jan 08, 2003 |
| Prior Transfer Doc | 0000009272 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 298 RATLEDGE RD, TOWNSEND, DE 19734-9546 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 298 RATLEDGE RD, TOWNSEND, DE 19734-9546 |
| Document Number | 0000085193 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 20251125-0085193 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 298 RATLEDGE RD, TOWNSEND, DE 19734-9546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009543 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 20180228-0009543 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,683.00 (+16.55%) | $603,400 (+433.98%) Land $275,800 Building $327,600 | |
| 2024 | $393,930 | ||
| 2023 | $4,018.00 | $113,000 Land $18,000 Building $95,000 |
Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 77% of Delaware |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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