315 Rail Ave, Sebring, FL 33870 Property Records

Highlands County property record for 315 Rail Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,377 sqft · built 2022
Lot Size0.24 acres (10,433 sqft)
Owner2 Trust Names on Record
Last Sale$262,500 (Sep 2022)
Tax Bill$1,907 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNC264802000008370

Property Details

APN / Parcel Number

Primary APNC264802000008370
Alternative APN
  • C-26-34-28-020-0000-8370

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,377 sqft Living Area
Gross Area1,650 sqft
1st Floor Area1,217 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,433 sqft (0.24 acres)
Lot Dimensions161 ft deep x 65 ft wide
Garage TypeAttached
Garage Area273 sqft
DrivewayDriveway
Driveway Area481 sqft
Parking Spaces1 Parking Space
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address315 RAIL AVE
CitySEBRING
StateFL
Zip33870-0137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING HILLS PB 6-PG 2 LOT 837
Legal Range28E
Legal Township34S
Legal Section26
Legal SubdivisionSEBRING HILLS
Legal Lot Number837
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1009
Census Tract960602

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address315 RAIL AVE, SEBRING, FL 33870-0137
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 27, 2022Intrafamily Transfer, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C
Feb 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 10, 2018Quit Claim Deed, Transfer
Quitclaim
Feb 21, 2019Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleMar 1, 2006 · Amount on Record
Deed Document Number20222116943
Deed Book / Page2933 / 750
Prior Transfer DateSep 10, 2018
Prior Transfer Doc0001929597
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 26, 2022
Property Address315 RAIL AVE, SEBRING, FL 33870-0137
Document Number0002116943
Book / Page2933 / 750
Map ReferenceMB 6 PG 2
Instrument DateSep 23, 2022
Instrument2116943
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,837.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4270 N COURSE LN, AVON PARK, FL 33825-8538

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 RAIL AVE, SEBRING, FL 33870-0137

Mortgage

Document Number0002933751
DateSep 26, 2022
Instrument2933/751
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateSep 27, 2022
Property Address315 RAIL AVE, SEBRING, FL 33870-0137
Document Number0002117035
Book / Page2933 / 1002
Map ReferenceMB 6 PG 2
Instrument DateSep 23, 2022
Instrument2117035
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address315 RAIL AVE, SEBRING, FL 33870-0137

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address315 RAIL AVE, SEBRING, FL 33870-0137

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 12, 2019
Property Address315 RAIL AVE, SEBRING, FL 33870-0137
Document Number0001928531
Book / Page002677 / 001134
Instrument DateDec 6, 2018
Instrument1928531
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3922 PONCE DE LEON BLVD SEBRING FL 338722224, SEBRING, FL 33872-2224

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateSep 10, 2018
Property Address315 RAIL AVE, SEBRING, FL 33870-0137
Document Number0001910874
Book / Page002655 / 000095
Instrument DateSep 10, 2018
Instrument1910874
Transaction TypeTransfer
Record UpdatedSep 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 PONCE DE LEON BLVD SEBRING FL 338722224, SEBRING, FL 33872-2224

February 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 21, 2019
Property Address315 RAIL AVE, SEBRING, FL 33870-0137
Document Number0001929597
Book / Page002678 / 001610
Instrument DateSep 10, 2018
Instrument1929597
Record UpdatedMar 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3922 PONCE DE LEON BLVD SEBRING FL 338722224, SEBRING, FL 33872-2224

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$161,989 (+5.99%)$224,963 (+0.46%) Land $17,062 Building $207,901
2024$1,907.00 (+2.36%)
2023$1,863.00 (+335.28%) Homeowner's exemption$152,839 (+1,392.86%)$223,940 (+2,087.34%) Land $13,650 Building $210,290
2022$428.00$10,238 Land $10,238$10,238 Land $10,238

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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