Highlands County property record for 315 Rail Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,377 sqft · built 2022 |
| Lot Size | 0.24 acres (10,433 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $262,500 (Sep 2022) |
| Tax Bill | $1,907 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C264802000008370 |
| Primary APN | C264802000008370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,377 sqft Living Area |
| Gross Area | 1,650 sqft |
| 1st Floor Area | 1,217 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,433 sqft (0.24 acres) |
| Lot Dimensions | 161 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Driveway | Driveway |
| Driveway Area | 481 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 315 RAIL AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-0137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING HILLS PB 6-PG 2 LOT 837 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 26 |
| Legal Subdivision | SEBRING HILLS |
| Legal Lot Number | 837 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 27, 2022 | Intrafamily Transfer, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Feb 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 21, 2019 | Correction Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Mar 1, 2006 · Amount on Record |
| Deed Document Number | 20222116943 |
| Deed Book / Page | 2933 / 750 |
| Prior Transfer Date | Sep 10, 2018 |
| Prior Transfer Doc | 0001929597 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 26, 2022 |
| Property Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Document Number | 0002116943 |
| Book / Page | 2933 / 750 |
| Map Reference | MB 6 PG 2 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2116943 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,837.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4270 N COURSE LN, AVON PARK, FL 33825-8538 |
| Name | Verified Name |
|---|---|
| Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Document Number | 0002933751 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2933/751 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 27, 2022 |
| Property Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Document Number | 0002117035 |
| Book / Page | 2933 / 1002 |
| Map Reference | MB 6 PG 2 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2117035 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 12, 2019 |
| Property Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Document Number | 0001928531 |
| Book / Page | 002677 / 001134 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 1928531 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3922 PONCE DE LEON BLVD SEBRING FL 338722224, SEBRING, FL 33872-2224 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 10, 2018 |
| Property Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Document Number | 0001910874 |
| Book / Page | 002655 / 000095 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 1910874 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3922 PONCE DE LEON BLVD SEBRING FL 338722224, SEBRING, FL 33872-2224 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 21, 2019 |
| Property Address | 315 RAIL AVE, SEBRING, FL 33870-0137 |
| Document Number | 0001929597 |
| Book / Page | 002678 / 001610 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 1929597 |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3922 PONCE DE LEON BLVD SEBRING FL 338722224, SEBRING, FL 33872-2224 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,989 (+5.99%) | $224,963 (+0.46%) Land $17,062 Building $207,901 | |
| 2024 | $1,907.00 (+2.36%) | ||
| 2023 | $1,863.00 (+335.28%) Homeowner's exemption | $152,839 (+1,392.86%) | $223,940 (+2,087.34%) Land $13,650 Building $210,290 |
| 2022 | $428.00 | $10,238 Land $10,238 | $10,238 Land $10,238 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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