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312 Rail Ave, Sebring, FL 33870 Property Records

Highlands County property record for 312 Rail Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,489 sqft · built 1973
Lot Size0.321 acres (13,964 sqft)
Owner2 Individual Names on File
Tax Bill$790 (2024)
Deeds & MortgagesOct 2021 Line of Credit
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC264802000008480

Property Details

APN / Parcel Number

Primary APNC264802000008480
Alternative APN
  • C-26-34-28-020-0000-8480

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,489 sqft Living Area
Gross Area1,724 sqft
1st Floor Area1,489 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,964 sqft (0.321 acres)
Lot Dimensions161 ft deep x 87 ft wide
Garage TypeAttached
Garage Area235 sqft
DrivewayAsphalt Driveway
Driveway Area728 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address312 RAIL AVE
CitySEBRING
StateFL
Zip33870-0136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING HILLS PB 6-PG 2 LOT 848 + W 22 FT OF LOT 849
Legal Range28E
Legal Township34S
Legal Section26
Legal SubdivisionSEBRING HILLS
Legal Lot Number849
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1010
Census Tract960602

Owner

312 Rail Ave is owned and occupied by two individuals who acquired it in October 2021.

Source: Highlands County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address312 RAIL AVE, SEBRING, FL 33870-0136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Oct 12, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 7, 2021
Transfer Doc0002058409
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address312 RAIL AVE, SEBRING, FL 33870-0136
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002057323
DateOct 5, 2021
Book Page2856/64
Instrument2057323
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 15, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateOct 12, 2021
Property Address312 RAIL AVE, SEBRING, FL 33870-0136
Document Number0002058409
Book / Page2857 / 1124
Map ReferenceMB 6 PG 2
Instrument DateOct 7, 2021
Instrument2058409
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 RAIL AVE, SEBRING, FL 33870-0136

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,592$166,656 Land $22,838 Building $143,818
2024$790.00 (+3.13%)
2023$766.00 (+1.73%) Homeowner's exemption$64,658 (+3%)$156,896 (+19.86%) Land $18,270 Building $138,626
2022$753.00 Homeowner's exemption$62,775$130,902 Land $13,702 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Rail Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Rail Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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