315 Queen St, Frederick, MD 21701 Property Records

Frederick County property record for 315 Queen St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 957 sqft · built 1956
Lot Size	0.171 acres (7,478 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2015)
Tax Bill	$3,524 (2023)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-117371`

Property Details

APN / Parcel Number

Primary APN	`02-117371`
Alternative APNs	`2117371` `117371`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Total Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,478 sqft (0.171 acres)
Garage Type	Detached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	117371
Old Parcel Number	2117371
Street Address	315 QUEEN ST
City	FREDERICK
State	MD
Zip	21701-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 28, BLK. B. 7,478 SQ. FT. 315 QUEEN ST.
Legal Subdivision	SOUTH CATOCTIN PARK
Legal Block	B
Legal Lot Number	28
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3003
Census Tract	765100

Owner

Source: Frederick County records · APN 02-117371

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 QUEEN ST, FREDERICK, MD 21701-6343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2015 · Amount on Record
Deed Sale	Mar 09, 2015 · Amount on Record
Prior Sale	Sep 08, 2009 · Amount on Record
Deed Document Number	0010418204
Deed Book / Page	10418 / 204
Record Updated	Jun 07, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	315 QUEEN ST, FREDERICK, MD 21701-6343
Document Number	0137820274
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 03, 2020
Title Company	SETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 QUEEN ST FREDERICK MD 21701, FREDERICK, MD 21701

Mortgage

Document Number	0137820274
Date	Jun 04, 2020
Book Page	013782/000274

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 03, 2035

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,524.00 Homeowner's exemption	$210,867	$269,600 Land $134,900 Building $134,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 587 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.