311 Queen St, Frederick, MD 21701 Property Records

Frederick County property record for 311 Queen St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1955
Lot Size	0.283 acres (12,324 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Mar 2019)
Tax Bill	$4,525 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-034875`

Property Details

APN / Parcel Number

Primary APN	`02-034875`
Alternative APNs	`2034875` `034875`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,324 sqft (0.283 acres)
Lot Dimensions	156 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	216 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	034875
Street Address	311 QUEEN ST
City	FREDERICK
State	MD
Zip	21701-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 26 B B 79X156 311 QUEEN ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Block	B
Legal Lot Number	26
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3003
Census Tract	765100

Owner

311 Queen St is owned and occupied by an individual who bought it in March 2019.

Source: Frederick County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	311 QUEEN ST, FREDERICK, MD 21701-6343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Apr 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 15, 2019	Deed, Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Book / Page	12874 / 74
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 12, 2026
Property Address	311 QUEEN ST, FREDERICK, MD 21701-6343
Document Number	1800000011
Book / Page	18001 / 11
Instrument Date	Aug 4, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	311 QUEEN ST, FREDERICK, MD 21701-6343

Mortgage

Document Number	1800000011,
Date	Aug 12, 2026
Book Page	18001/11

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	311 QUEEN ST, FREDERICK, MD 21701-6343
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 QUEEN ST, FREDERICK, MD 21701-6343

Mortgage

Document Number	0158560080
Date	Apr 14, 2022
Book Page	15856/80

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	311 QUEEN ST, FREDERICK, MD 21701-6343
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 QUEEN ST, FREDERICK, MD 21701-6343

Mortgage

Document Number	0157250342
Date	Feb 14, 2022
Book Page	15725/342

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Apr 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 15, 2019
Property Address	311 QUEEN ST, FREDERICK, MD 21701-6343
Document Number	0128740074
Book / Page	12874 / 0074
Map Reference	MB 3 FO 112
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 QUEEN ST, FREDERICK, MD 21701-6343

Mortgage

Document Number	0001287481
Date	Mar 15, 2019
Instrument	12874/81

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 311 Queen St was $4,525 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,867	$377,800 Land $186,600 Building $191,200
2025	$4,525.00
2023	$4,027.00	$251,700	$338,900 Land $154,200 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Queen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 311 Queen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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