Jackson County property record for 315 N River Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,515 sqft · built 1995 |
| Lot Size | 1.16 acres (50,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Feb 2025) |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631-45-5110 |
| Primary APN | 7631-45-5110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,515 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 315 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 50,571 sqft (1.16 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 315 N RIVER RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 4 N RIVER RD |
| Legal Tract | 4 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | DILLSBORO |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 950400 |
Source: Jackson County assessment roll, as of August 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 359, DILLSBORO, NC 28725-0359 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 2392 / 841 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 315 N RIVER RD, SYLVA, NC 28779 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022411614 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 2241/1614 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2044 |
Source: Jackson County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Dillsboro Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,122.00 (+43.66%) | $295,479 (+43.74%) Land $44,140 Building $251,339 |
| 2023 | $781.00 | $205,570 Land $56,750 Building $148,820 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | TUCKASEIGEE WATER & SEWER AUTH |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BalsamWest FiberNET, Optimum Communications.
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