Jackson County property record for 146 N River Rd, Sylva, NC 28779
| Property Type | Bed & Breakfast |
|---|---|
| Details | 6 bd · 4 ba · 3,576 sqft · built 1974 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,219 (2023) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2019 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 7631-35-3519 |
| Primary APN | 7631-35-3519 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,576 sqft Heated Area |
| Gross Area | 6,194 sqft |
| 1st Floor Area | 1,568 sqft |
| Upper Floors Area | 1,696 sqft |
| Attic Area | 460 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 872 sqft |
| Deck Area | 216 sqft |
| Patio Area | 512 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Oil |
| Account Number | 68930 |
|---|---|
| Street Address | 146 N RIVER RD |
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Bed & Breakfast |
| Legal Description | DILLSBORO INN |
| Legal Township | 12 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | DILLSBORO |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950400 |
Source: Jackson County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 270, DILLSBORO, NC 28725-0270 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 1996 |
| Deed Sale | Sep 23, 1996 |
| Deed Document Number | 0000932713 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 146 N RIVER RD, SYLVA, NC 28779 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 146 N RIVER RD, DILLSBORO, NC 28725 |
| Document Number | 0024070316 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 2407/316 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 146 N RIVER RD, SYLVA, NC 28779 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022380893 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 2238/893 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Dillsboro Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $3,219.00 | $847,220 Land $116,740 Building $730,480 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BalsamWest FiberNET, Optimum Communications.
5G (outdoors only) and 4G LTE
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