315 N Jackson St, Lima, OH 45801 Property Records

Allen County property record for 315 N Jackson St, Lima, OH 45801

Property Summary

Property Type	Auto Repair, Garage
Details	3,250 sqft · built 1920
Lot Size	0.262 acres (11,413 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Apr 2021)
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-3106-14-003.000`

Property Details

APN / Parcel Number

Primary APN	`37-3106-14-003.000`
Alternative APN	`M3837310614003000`

Interior

Stories	1 Story
Building Area	3,250 sqft Gross Area
1st Floor Area	3,250 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,413 sqft (0.262 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	315 N JACKSON ST
City	LIMA
State	OH
Zip	45801-4103
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	MCHENRYS ADDITION 770 PT & 8.25 FT VAC ALLEY FF 50.00
Legal Subdivision	MCHENRYS ADDITION
Legal Lot Number	770
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1039
Census Tract	14100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	315 N JACKSON ST, LIMA, OH 45801-4103
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Apr 23, 2021	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	20215417
Deed Book / Page	2021 / 5417
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	315 N JACKSON ST, LIMA, OH 45801
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6150005045
Date	Jun 15, 2023
Book Page	2023/5045
Instrument	202306150005045

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	22 Months
Due	Apr 5, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 23, 2021
Property Address	315 N JACKSON ST, LIMA, OH 45801
Document Number	4230005417
Book / Page	2021 / 5417
Map Reference	VOL 674 PG 771
Instrument Date	Apr 23, 2021
Instrument	202104230005417
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1767 W FALLS RD, LIMA, OH 45805-4476
Investor	Possibly a Property Investor

Mortgage

Document Number	4230005418
Date	Apr 23, 2021
Instrument	202104230005418

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2041

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 (+0.78%)	$16,840 (-) Land $5,640 Building $11,200	$48,100 (-) Land $16,100 Building $32,000
2024	$1,032.00 (+1.18%)	$16,840 (+10.07%) Land $5,640 Building $11,200	$48,100 (+10.07%) Land $16,100 Building $32,000
2023	$1,020.00 (+0.79%)	$15,300 (-) Land $5,110 Building $10,190
2022	$1,012.00	$15,300 Land $5,110 Building $10,190
2021			$43,700 Land $14,600 Building $29,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC.

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