440 N Jackson St, Lima, OH 45801 Property Records

Allen County property record for 440 N Jackson St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,046 sqft · built 1900
Lot Size	0.308 acres (13,416 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Mar 2026)
Tax Bill	$475 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3011-12-004.000`

Property Details

APN / Parcel Number

Primary APN	`37-3011-12-004.000`
Alternative APN	`M3837301112004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,046 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	200 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	440 N JACKSON ST
City	LIMA
State	OH
Zip	45801-4190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCULLOUGHS ADDITION LOT 747 & 7.5 FT VAC ALLEY FF 50.00
Legal Subdivision	MCCULLOUGHS ADDITION
Legal Lot Number	747
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1026
Census Tract	14100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6650 COUNTRY RD31, RAWSON, OH 45881
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer · Commercial Mortgage THE RICHWOOD BANKING CO
Apr 4, 2023	Warranty Deed, Transfer · Commercial Mortgage PREMIER BANK
Feb 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Apr 4, 2023 · Amount on Record
Deed Document Number	20262625
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 19, 2026
Property Address	440 N JACKSON ST, LIMA, OH 45801-4190
Document Number	3190002625
Book / Page	2026 / 2625
Map Reference	PB 1 PG 45
Instrument Date	Mar 19, 2026
Instrument	202603190002625
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 COUNTY ROAD 31, JENERA, OH 45841

Mortgage

Document Number	3190002626
Date	Mar 19, 2026
Book Page	2026/2626
Instrument	202603190002626

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	28 N FRANKLIN ST, RICHWOOD, OH 43344

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2051

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 4, 2023
Property Address	440 N JACKSON ST, LIMA, OH 45801-4190
Document Number	4040002731
Book / Page	2023 / 2731
Map Reference	MB 1 PG 45
Instrument Date	Apr 3, 2023
Instrument	202304040002731
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 NORTHRTDCE DRIVE, CHARLESTON, SC 29407

Mortgage

Document Number	4040002732
Date	Apr 4, 2023
Instrument	202304040002732

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 4, 2019
Property Address	440 N JACKSON ST, LIMA, OH 45801-4190
Document Number	0000000961
Book / Page	002019 / 000961
Instrument Date	Feb 1, 2019
Instrument	961
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$63.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 N MAIN T #2ND LIMA OH 45802, 2ND, LIMA, OH 45802

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+12.29%)	$8,690 (-) Land $2,280 Building $6,410	$24,800 (-) Land $6,500 Building $18,300
2024	$423.00 (-15.4%)	$8,690 (+5.21%) Land $2,280 Building $6,410	$24,800 (+5.08%) Land $6,500 Building $18,300
2023	$500.00 (+25.63%)	$8,260 (-) Land $2,170 Building $6,090
2022	$398.00	$8,260 Land $2,170 Building $6,090
2021			$23,600 Land $6,200 Building $17,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC.

Nearby Properties on N Jackson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures