315 Monroe St, Monterey, CA 93940 Property Records

Monterey County property record for 315 Monroe St, Monterey, CA 93940

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,400 sqft · built 1938
Lot Size	0.143 acres (6,260 sqft)
Owner	Individual Name on File
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-375-012-000`

Property Details

APN / Parcel Number

Primary APN	`001-375-012-000`
Alternative APN	`001-375-012`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,400 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,260 sqft (0.143 acres)
Garage Area	306 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-375-012
Street Address	315 MONROE ST
City	MONTEREY
State	CA
Zip	93940-2217
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SEVERANCE MP STRUVE SUBD OF LOT 26 LOT 38 BLK 67 & SOUTH 1 FT OF LOT 40
Legal Subdivision	SEVERANCE
Legal Block	67
Legal Lot Number	26
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4000
Census Tract	12700

Owner

315 Monroe St, a duplex, is owned by an individual.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	317 MONROE ST, MONTEREY, CA 93940-2217
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE
Oct 30, 2020	Intrafamily Transfer, Transfer FIDELITY NATL TTL CO OF CA
Oct 30, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Feb 13, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 19, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	315 MONROE ST, MONTEREY, CA 93940-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039634
Date	Sep 7, 2018
Instrument	2018039634

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2020
Property Address	315 MONROE ST, MONTEREY, CA 93940-2217
Document Number	0000062516
Map Reference	MB 3 PG 20
Instrument Date	Oct 26, 2020
Instrument	2020062516
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 MONROE ST, MONTEREY, CA 93940-2217

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2020
Property Address	315 MONROE ST, MONTEREY, CA 93940-2217
Document Number	0000062517
Instrument Date	Oct 26, 2020
Instrument	62517
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	315 MONROE ST MONTEREY CA 939402217, MONTEREY, CA 93940-2217

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Feb 13, 2020
Property Address	315 MONROE ST, MONTEREY, CA 93940-2217
Document Number	0000007629
Instrument Date	Jan 16, 2020
Instrument	7629
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4151 CAHAKIA PL RANCHO CORDOVA CA 957427739, RANCHO CORDOVA, CA 95742-7739

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 19, 2019
Property Address	315 MONROE ST, MONTEREY, CA 93940-2217
Document Number	0000035490
Instrument Date	Aug 14, 2019
Instrument	35490
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	317 MONROE ST MONTEREY CA 939402217, MONTEREY, CA 93940-2217

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Aug 19, 2019
Property Address	315 MONROE ST, MONTEREY, CA 93940-2217
Document Number	0000035489
Instrument Date	Aug 14, 2019
Instrument	35489
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 MONROE ST MONTEREY CA 939402217, MONTEREY, CA 93940-2217

Tax Assessment & Valuation

The 2025 property tax bill for 315 Monroe St was $1,640.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$114,584 (+2%) Land $34,885 Building $79,699
2025	$1,640.00	$112,338 Land $34,201 Building $78,137
2023	$1,302.00 (+1.32%)	$107,977 Land $32,874 Building $75,103
2022	$1,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 315 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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