298 Monroe St, Monterey, CA 93940 Property Records

Monterey County property record for 298 Monroe St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,216 sqft · built 1940
Lot Size0.05 acres (2,178 sqft)
OwnerOwner Name on Record
Last Sale$310,000 (Aug 2009)
Tax Bill$4,713 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-374-003-000

Property Details

APN / Parcel Number

Primary APN001-374-003-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,216 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Construction TypeWood
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area225 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address298 MONROE ST
CityMONTEREY
StateCA
Zip93940-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVERANCE MP BLK 70 HARTNELL SUB ELY 40 FT OF LOT 14 & 15 EXC POR LOT 14 TO LOMBARDO
Legal SubdivisionHARTNELL SUB
Legal Block70
Legal Lot Number14,15 15
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group4
Census Block4000
Census Tract12700

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address298 MONROE ST, MONTEREY, CA 93940-2216
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2009 · Amount on Record
Deed SaleAug 25, 2009 · Amount on Record
Prior SaleMay 13, 2009 · Amount on Record
Deed Document Number2009054177
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address298 MONROE ST, MONTEREY, CA 93940-2216
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 MONROE ST, MONTEREY, CA 93940-2216

Mortgage

Document Number0000004662
DateJan 22, 2021
Instrument2021004662
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,713.00 (+12.51%) Homeowner's exemption$400,138 (+4.04%) Land $322,697 Building $77,441
2023$4,189.00 (+1.43%) Homeowner's exemption$384,602 Land $310,167 Building $74,435
2022$4,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks.

Nearby Properties on Monroe St

Nearby Streets

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