Butler County property record for 315 Monroe St, Harmony, PA 16037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft |
| Lot Size | 0.276 acres (12,060 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $678 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 420 S1 A240000 |
| Primary APN | 420 S1 A240000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,144 sqft Living Area |
| Architectural Style | Conventional |
|---|---|
| Lot Area | 12,060 sqft (0.276 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 315 MONROE ST |
|---|---|
| City | HARMONY |
| State | PA |
| Zip | 16037-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT HSE/GAR |
| Legal Lot Number | HSE/GAR |
| Jurisdiction | BUTLER PA |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 911900 |
315 Monroe St is owned and occupied by an individual.
Source: Butler County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 MONROE ST, HARMONY, PA 16037-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Property Address | 315 MONROE ST, HARMONY, PA 16037-6829 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010451 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 201805290010451 |
| Name | PNC BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 315 Monroe St was $678 with a homeowner's exemption, down 75% from the year before.
Source: Butler County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Butler County |
| Municipality | Harmony Borough |
| Unified School District | Seneca Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $678.00 (-74.95%) Homeowner's exemption | $14,790 (-) Land $1,650 Building $13,140 | $14,790 Building $14,790 |
| 2025 | $2,707.00 (+33.75%) | $14,790 (-) Land $1,650 Building $13,140 | |
| 2024 | $2,024.00 Homeowner's exemption | $14,790 Land $1,650 Building $13,140 | |
| $14,790 Building $14,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Monroe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 60 (1979–2022) |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Monroe St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARMONY BORO WATER AUTH serves 6,669 people · EPA ID PA5100042 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Omni Fiber, Verizon.
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