Monroe County property record for 227 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,557 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Garage | 529 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,241.00 (2024) |
| Primary APN | 07-26-233-031-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,557 sqft Living Area |
| 1st Floor Area | 1,557 sqft 1st Floor |
| Basement Area | 1,557 sqft Basement |
| Unfinished Basement | 1,557 sqft Unfinished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 740 sqft Driveway |
| Garage Area | 529 sqft Garage |
| Deck Area | 160 sqft Deck |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch | Slab |
| Porch Area | 72 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 227 MOCKINGBIRD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 WESTVIEW ACRES PHASE III |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-233-031-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 MOCKINGBIRD LN, WATERLOO, IL 62298-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 227 MOCKINGBIRD LN, WATERLOO, IL 62298-1269 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000419434 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 419434 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 227 MOCKINGBIRD LN, WATERLOO, IL 62298-1269 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417116 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 417116 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 31, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,630 (+25.58%) Land $16,460 Building $80,170 | $289,890 (+25.58%) Land $49,380 Building $240,510 | |
| 2024 | $5,241.00 | ||
| 2022 | Additional exemption filed | $76,950 Land $15,200 Building $61,750 | $230,850 Land $45,600 Building $185,250 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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