315 Mitchell Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 315 Mitchell Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 4.5 ba · 7,970 sqft · built 1982
Lot Size	3.1 acres (135,341 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Apr 2023)
Tax Bill	$22,147 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085-281-18`

Property Details

APN / Parcel Number

Primary APN	`085-281-18`
Alternative APN	`085-281-18-000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	7,970 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	135,341 sqft
Garage Type	Attached
Garage Area	1,074 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,389 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic

Location & Zoning

Street Address	315 MITCHELL DR
City	BOULDER CREEK
State	CA
Zip	95006-8707
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1044
Census Tract	120500

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 MITCHELL DR, BOULDER CREEK, CA 95006-8707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NYS
Apr 20, 2023	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jun 17, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	20236815
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	May 11, 2026
Property Address	315 MITCHELL DR, BOULDER CREEK, CA 95006-8707
Document Number	0000010673
Instrument Date	May 4, 2026
Instrument	202610673
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	315 MITCHELL DR, BOULDER CREEK, CA 95006-8707

Mortgage

Document Number	0000010673,
Date	May 11, 2026
Instrument	202610673

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 20, 2023
Property Address	315 MITCHELL DR, BOULDER CREEK, CA 95006-8707
Document Number	0000006815
Instrument Date	Apr 14, 2023
Instrument	2023-0006815
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	315 MITCHELL DR, BOULDER CREEK, CA 95006-8707

Mortgage

Document Number	0000006817
Date	Apr 20, 2023
Instrument	2023-0006817

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 17, 2021
Property Address	315 MITCHELL DR, BOULDER CREEK, CA 95006-8707
Document Number	0000033291
Instrument Date	Jun 14, 2021
Instrument	2021-0033291
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1617, BOULDER CREEK, CA 95006-1617

Mortgage

Document Number	0000033292
Date	Jun 17, 2021
Instrument	2021-0033292

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,910,175 (+2%) Land $1,008,148 Building $902,027
2025	$22,147.00 (+167.48%)	$1,872,720 (+177.86%) Land $988,380 Building $884,340
2023	$8,280.00 (+2.41%) Homeowner's exemption	$673,971 Land $226,220 Building $447,751	$1,579,320
2022	$8,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2016–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, Verizon.

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